Waterbury, CT Mortgage Rates and Refinance Rates

Mortgages in Waterbury, CT: Find the best Waterbury, CT mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Waterbury, CT, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Waterbury, CT. Another option is searching for Waterbury, CT refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Waterbury, CT mortgage rates or refinance rates.

Search and Compare Waterbury, CT Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.178%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.909%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 0.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Waterbury, Connecticut Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Waterbury, CT are the most popular type of mortgages rates you can find advertised for home buyers in Waterbury, CT. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Waterbury, CT mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Waterbury, CT banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Waterbury, CT conforming mortgage rates and refi rates lower than Waterbury, CT jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Waterbury, CT home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Waterbury, Connecticut

Jumbo mortgage rates in Waterbury, CT are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Waterbury, CT and adjustable mortgage rates in Waterbury, CT. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Waterbury, CT make.

Waterbury, Connecticut Fixed Mortgage Rates and Fixed Refinance Rates

Waterbury, CT fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Waterbury, Connecticut Adjustable Mortgage Rates

Adjustable Waterbury, CT mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Waterbury, CT are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Waterbury, CT. Most adjustable mortgages in Waterbury, CT have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Waterbury, CT Rates & Resources


Waterbury FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 21 West Main Street, Waterbury, CT 06702

Bank of America, National Association

3510 495 Union Street, Space 1000, Waterbury, CT 06706

Bank of America, National Association

3510 Chase/Cook Avenue, Waterbury, CT 06704

Naugatuck Savings Bank

18198 910 Wolcott Street, Waterbury, CT 06705

RBS Citizens, National Association

57957 943 Wolcott Street, Waterbury, CT 06705

Savings Bank of Danbury

15912 357 Bank Street, Waterbury, CT 06708

Savings Bank of Danbury

15912 650 Wolcott Street, Waterbury, CT 06706

TD Bank, National Association

18409 1254 West Main Street, Waterbury, CT 06708

TD Bank, National Association

18409 2084 North Main Street, Waterbury, CT 06704

TD Bank, National Association

18409 630 Highland Avenue, Waterbury, CT 06708

TD Bank, National Association

18409 835 Wolcott Street, Waterbury, CT 06705

TD Bank, National Association

18409 Two West Main Street, Waterbury, CT 06702

Thomaston Savings Bank

18258 824 Highland Avenue, Waterbury, CT 06708

Thomaston Savings Bank

18258 985 Watertown Avenue, Waterbury, CT 06708

Webster Bank, National Association

18221 326 Highland Avenue, Waterbury, CT 06708

Webster Bank, National Association

18221 364 Reidville Drive, Waterbury, CT 06705

Webster Bank, National Association

18221 495 Union Street, Brass Mill Center, Waterbury, CT 06706

Webster Bank, National Association

18221 5 Wigwam Avenue, Waterbury, CT 06704

Webster Bank, National Association

18221 725 Wolcott Street, Waterbury, CT 06705

Webster Bank, National Association

18221 Webster Plaza, Waterbury, CT 06702

Wells Fargo Bank, National Association

3511 224 Chase Avenue, Waterbury, CT 06704

Wells Fargo Bank, National Association

3511 761 Highland Avenue, Waterbury, CT 06708

Wells Fargo Bank, National Association

3511 800 Wolcott Street, Waterbury, CT 06705