Ridgefield, CT Mortgage Rates and Refinance Rates

Mortgages in Ridgefield, CT: Find the best Ridgefield, CT mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Ridgefield, CT, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Ridgefield, CT. Another option is searching for Ridgefield, CT refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Ridgefield, CT mortgage rates or refinance rates.

Search and Compare Ridgefield, CT Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
State/City    Zip Code
Loan Amt Points FICO % Down
in 06101, All points, 740    Sort by:
No results found

Ridgefield, Connecticut Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Ridgefield, CT are the most popular type of mortgages rates you can find advertised for home buyers in Ridgefield, CT. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Ridgefield, CT mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Ridgefield, CT banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Ridgefield, CT conforming mortgage rates and refi rates lower than Ridgefield, CT jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Ridgefield, CT home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Ridgefield, Connecticut

Jumbo mortgage rates in Ridgefield, CT are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Ridgefield, CT and adjustable mortgage rates in Ridgefield, CT. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Ridgefield, CT make.

Ridgefield, Connecticut Fixed Mortgage Rates and Fixed Refinance Rates

Ridgefield, CT fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Ridgefield, Connecticut Adjustable Mortgage Rates

Adjustable Ridgefield, CT mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Ridgefield, CT are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Ridgefield, CT. Most adjustable mortgages in Ridgefield, CT have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Ridgefield, CT Rates & Resources

Ridgefield FDIC Insured Banks

Bank Name

FDIC Cert Number


Bank of America, National Association

3510 90 Danbury Road, Ridgefield, CT 06877

Citibank, National Association

7213 621 Main Street, Ridgefield, CT 06877

Fairfield County Bank

18213 150 Danbury Road, Ridgefield, CT 06877

Fairfield County Bank

18213 374 Main St., Ridgefield, CT 06877

Fairfield County Bank

18213 720 Branchville Road, Ridgefield, CT 06877

HSBC Bank USA, National Association

57890 108 Danbury Rd, Ridgefield, CT 06877

JPMorgan Chase Bank, National Association

628 92-98 Grove Street, Ridgefield, CT 06877

Union Savings Bank

18190 100 Danbury Road, Ridgefield, CT 06877

Webster Bank, National Association

18221 25 Prospect Street, Ridgefield, CT 06877

Wells Fargo Bank, National Association

3511 368 Main Street, Ridgefield, CT 06877