New Milford, CT Mortgage Rates and Refinance Rates

Mortgages in New Milford, CT: Find the best New Milford, CT mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in New Milford, CT, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in New Milford, CT. Another option is searching for New Milford, CT refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of New Milford, CT mortgage rates or refinance rates.

Search and Compare New Milford, CT Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.178%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.909%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 0.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





New Milford, Connecticut Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in New Milford, CT are the most popular type of mortgages rates you can find advertised for home buyers in New Milford, CT. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. New Milford, CT mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees New Milford, CT banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes New Milford, CT conforming mortgage rates and refi rates lower than New Milford, CT jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by New Milford, CT home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in New Milford, Connecticut

Jumbo mortgage rates in New Milford, CT are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in New Milford, CT and adjustable mortgage rates in New Milford, CT. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in New Milford, CT make.

New Milford, Connecticut Fixed Mortgage Rates and Fixed Refinance Rates

New Milford, CT fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

New Milford, Connecticut Adjustable Mortgage Rates

Adjustable New Milford, CT mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in New Milford, CT are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in New Milford, CT. Most adjustable mortgages in New Milford, CT have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for New Milford, CT Rates & Resources


New Milford FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 186 Danbury Road, New Milford, CT 06776

Bank of America, National Association

3510 55 Main Street, New Milford, CT 06776

Savings Bank of Danbury

15912 5 Kent Road, New Milford, CT 06776

Union Savings Bank

18190 100 Park Lane Road (Suite 202), New Milford, CT 06776

Union Savings Bank

18190 41 East Main Street, New Milford, CT 06776

Union Savings Bank

18190 Route 7, New Milford, CT 06776

Webster Bank, National Association

18221 19-21 Main Street, New Milford, CT 06776

Webster Bank, National Association

18221 291 Danbury Road, New Milford, CT 06776

Webster Bank, National Association

18221 53 Main Street, New Milford, CT 06776