Middletown, CT Mortgage Rates and Refinance Rates

Mortgages in Middletown, CT: Find the best Middletown, CT mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Middletown, CT, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Middletown, CT. Another option is searching for Middletown, CT refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Middletown, CT mortgage rates or refinance rates.

Search and Compare Middletown, CT Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.178%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.909%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 0.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Middletown, Connecticut Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Middletown, CT are the most popular type of mortgages rates you can find advertised for home buyers in Middletown, CT. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Middletown, CT mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Middletown, CT banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Middletown, CT conforming mortgage rates and refi rates lower than Middletown, CT jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Middletown, CT home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Middletown, Connecticut

Jumbo mortgage rates in Middletown, CT are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Middletown, CT and adjustable mortgage rates in Middletown, CT. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Middletown, CT make.

Middletown, Connecticut Fixed Mortgage Rates and Fixed Refinance Rates

Middletown, CT fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Middletown, Connecticut Adjustable Mortgage Rates

Adjustable Middletown, CT mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Middletown, CT are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Middletown, CT. Most adjustable mortgages in Middletown, CT have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Middletown, CT Rates & Resources


Middletown FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 267 Main Street, Middletown, CT 06457

Bank of America, National Association

3510 895 Washington Street, Middletown, CT 06457

Liberty Bank

17943 315 Main Street, Middletown, CT 06457

Liberty Bank

17943 460 South Main Street, Middletown, CT 06457

Liberty Bank

17943 548 Main Street, Middletown, CT 06457

Liberty Bank

17943 827 Washington Street, Middletown, CT 06457

Liberty Bank

17943 College Street, Middletown, CT 06457

RBS Citizens, National Association

57957 211 South Main Street, Middletown, CT 06457

RBS Citizens, National Association

57957 225 Main Street, Middletown, CT 06457

RBS Citizens, National Association

57957 834 Washington Street, Middletown, CT 06457

TD Bank, National Association

18409 911 Washington St, Middletown, CT 06457

Webster Bank, National Association

18221 363 Main Street, Middletown, CT 06457

Wells Fargo Bank, National Association

3511 111 Washington Street, Middletown, CT 06457