Wheat Ridge, CO Mortgage Rates and Refinance Rates

Mortgages in Wheat Ridge, CO: Find the best Wheat Ridge, CO mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Wheat Ridge, CO, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Wheat Ridge, CO. Another option is searching for Wheat Ridge, CO refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Wheat Ridge, CO mortgage rates or refinance rates.

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Wheat Ridge, Colorado Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Wheat Ridge, CO are the most popular type of mortgages rates you can find advertised for home buyers in Wheat Ridge, CO. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Wheat Ridge, CO mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Wheat Ridge, CO banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Wheat Ridge, CO conforming mortgage rates and refi rates lower than Wheat Ridge, CO jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Wheat Ridge, CO home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Wheat Ridge, Colorado

Jumbo mortgage rates in Wheat Ridge, CO are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Wheat Ridge, CO and adjustable mortgage rates in Wheat Ridge, CO. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Wheat Ridge, CO make.

Wheat Ridge, Colorado Fixed Mortgage Rates and Fixed Refinance Rates

Wheat Ridge, CO fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Wheat Ridge, Colorado Adjustable Mortgage Rates

Adjustable Wheat Ridge, CO mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Wheat Ridge, CO are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Wheat Ridge, CO. Most adjustable mortgages in Wheat Ridge, CO have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Wheat Ridge, CO Rates & Resources


Wheat Ridge FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of the West

3514 7575 W. 44th Avenue, Wheat Ridge, CO 80033

FirstBank of Wheat Ridge

20068 3190 Youngfield Street, Wheat Ridge, CO 80215

FirstBank of Wheat Ridge

20068 4350 Wadsworth Boulevard, Wheat Ridge, CO 80033

Guaranty Bank and Trust Company

17482 5025 Kipling Street, Wheat Ridge, CO 80033

JPMorgan Chase Bank, National Association

628 3850 Wadsworth Blvd, Wheat Ridge, CO 80033

U.S. Bank National Association

6548 6011 West 44th Avenue, Wheat Ridge, CO 80033

Vectra Bank Colorado, National Association

2993 7391 West 38th Avenue, Wheat Ridge, CO 80033

Wells Fargo Bank, National Association

3511 12601 West 32nd Avenue, Wheat Ridge, CO 80033

Wells Fargo Bank, National Association

3511 3298 Youngfield St, Wheat Ridge, CO 80033

Wells Fargo Bank, National Association

3511 3490 Youngfield Street, Wheat Ridge, CO 80033

Wells Fargo Bank, National Association

3511 3900 Wadsworth Boulevard, Wheat Ridge, CO 80033

Wells Fargo Bank, National Association

3511 6000 West 44th Avenue, Wheat Ridge, CO 80033