Erie, CO Mortgage Rates and Refinance Rates

Mortgages in Erie, CO: Find the best Erie, CO mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Erie, CO, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Erie, CO. Another option is searching for Erie, CO refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Erie, CO mortgage rates or refinance rates.

Search and Compare Erie, CO Mortgage Rates & Refinance Rates

Erie, Colorado Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Erie, CO are the most popular type of mortgages rates you can find advertised for home buyers in Erie, CO. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Erie, CO mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Erie, CO banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Erie, CO conforming mortgage rates and refi rates lower than Erie, CO jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Erie, CO home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Erie, Colorado

Jumbo mortgage rates in Erie, CO are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Erie, CO and adjustable mortgage rates in Erie, CO. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Erie, CO make.

Erie, Colorado Fixed Mortgage Rates and Fixed Refinance Rates

Erie, CO fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Erie, Colorado Adjustable Mortgage Rates

Adjustable Erie, CO mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Erie, CO are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Erie, CO. Most adjustable mortgages in Erie, CO have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Erie, CO Rates & Resources

Erie FDIC Insured Banks

Bank Name

FDIC Cert Number


FirstBank of Longmont

13084 512 Briggs, Erie, CO 80516

Great Western Bank

15289 785 Cheesman Street, Erie, CO 80516

Summit Bank & Trust

58458 199 South Briggs Street, Erie, CO 80516

U.S. Bank National Association

6548 3338 Arapahoe Road, Erie, CO 80516