Wallace, CA Mortgage Rates and Refinance Rates

Mortgages in Wallace, CA: Find the best Wallace, CA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Wallace, CA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Wallace, CA. Another option is searching for Wallace, CA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Wallace, CA mortgage rates or refinance rates.

Search and Compare Wallace, CA Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from IHL Direct
IHL Direct
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112528.gif
300000
Purchase
2.734%
2.690%
USD
IHL Direct Logo
NMLS # 257476
01/23/2021
at -0.250 pts
30 day lock rate
Est payment: $1,216
Fees in APR: $1,711
Homeownership Guidance for Life
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.773%
2.750%
USD
Direct Home Lending Logo
NMLS # 274058
01/23/2021
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $887
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.625%
2.625%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 4130574
01/23/2021
at -0.125 pts
30 day lock rate
Est payment: $1,205
Fees in APR: ($255)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from RealMortgage Inc.
RealMortgage Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112271.gif
300000
Purchase
2.534%
2.375%
USD
RealMortgage Inc. Logo
NMLS # 1612358
01/23/2021
at 1.750 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $6,521
Get Instant Live Rates And Closing Costs!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.178%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
01/23/2021
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.576%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
01/23/2021
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from IHL Direct
IHL Direct
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112528.gif
300000
Purchase
2.552%
2.375%
USD
IHL Direct Logo
NMLS # 257476
01/23/2021
at 1.500 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $7,099
Homeownership Guidance for Life
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.484%
2.375%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 4130574
01/23/2021
at 1.500 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $4,341
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.632%
2.500%
USD
Direct Home Lending Logo
NMLS # 274058
01/23/2021
at 1.375 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,255
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Home Loan Enterprise
Home Loan Enterprise
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111163.gif
300000
Purchase
2.550%
2.375%
USD
Home Loan Enterprise Logo
NMLS # 246523
State Lic # 01471871
01/23/2021
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $6,995
Run anonymous quotes online. No email or phone required. Generate your GFE Instantly.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.635%
2.500%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
01/23/2021
at 1.500 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $5,350
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.553%
2.375%
USD
Direct Home Lending Logo
NMLS # 274058
01/23/2021
at 2.125 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $7,142
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.475%
2.250%
USD
Direct Home Lending Logo
NMLS # 274058
01/23/2021
at 2.750 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $9,092
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Home Loan Enterprise
Home Loan Enterprise
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111163.gif
300000
Purchase
2.479%
2.250%
USD
Home Loan Enterprise Logo
NMLS # 246523
State Lic # 01471871
01/23/2021
at 2.750 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $9,245
Run anonymous quotes online. No email or phone required. Generate your GFE Instantly.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.482%
2.250%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
01/23/2021
at 2.750 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $9,376
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from RealMortgage Inc.
RealMortgage Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112271.gif
300000
Purchase
2.462%
2.250%
USD
RealMortgage Inc. Logo
NMLS # 1612358
01/23/2021
at 2.500 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,753
Get Instant Live Rates And Closing Costs!
 
PERIOD_FIXED_30YEARS Mortgage Loan from IHL Direct
IHL Direct
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112528.gif
300000
Purchase
2.481%
2.250%
USD
IHL Direct Logo
NMLS # 257476
01/23/2021
at 2.250 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $9,331
Homeownership Guidance for Life
 
PERIOD_FIXED_30YEARS Mortgage Loan from RealMortgage Inc.
RealMortgage Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112271.gif
300000
Purchase
2.623%
2.500%
USD
RealMortgage Inc. Logo
NMLS # 1612358
01/23/2021
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,045
Get Instant Live Rates And Closing Costs!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.555%
2.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
01/23/2021
at 2.125 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $7,222
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.411%
2.250%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 4130574
01/23/2021
at 2.125 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $6,498
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.178%
2.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
01/23/2021
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.739%
3.625%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
01/23/2021
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from RealMortgage Inc.
RealMortgage Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112271.gif
300000
Purchase
2.715%
2.690%
USD
RealMortgage Inc. Logo
NMLS # 1612358
01/23/2021
at 0.000 pts
30 day lock rate
Est payment: $1,216
Fees in APR: $1,133
Get Instant Live Rates And Closing Costs!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Home Loan Enterprise
Home Loan Enterprise
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111163.gif
300000
Purchase
2.776%
2.750%
USD
Home Loan Enterprise Logo
NMLS # 246523
State Lic # 01471871
01/23/2021
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $995
Run anonymous quotes online. No email or phone required. Generate your GFE Instantly.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
01/23/2021
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.773%
2.750%
USD
Direct Home Lending Logo
NMLS # 274058
01/23/2021
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $887
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.625%
2.625%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 4130574
01/23/2021
at -0.125 pts
30 day lock rate
Est payment: $1,205
Fees in APR: ($255)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from IHL Direct
IHL Direct
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112528.gif
300000
Purchase
2.734%
2.690%
USD
IHL Direct Logo
NMLS # 257476
01/23/2021
at -0.250 pts
30 day lock rate
Est payment: $1,216
Fees in APR: $1,711
Homeownership Guidance for Life
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.768%
2.750%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
01/23/2021
at -0.125 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $691
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from IHL Direct
IHL Direct
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112528.gif
300000
Purchase
2.696%
2.625%
USD
IHL Direct Logo
NMLS # 257476
01/23/2021
at 0.125 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,776
Homeownership Guidance for Life
 
PERIOD_FIXED_30YEARS Mortgage Loan from RealMortgage Inc.
RealMortgage Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112271.gif
300000
Purchase
2.687%
2.625%
USD
RealMortgage Inc. Logo
NMLS # 1612358
01/23/2021
at 0.500 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,615
Get Instant Live Rates And Closing Costs!
 
PERIOD_FIXED_30YEARS Mortgage Loan from IHL Direct
IHL Direct
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112528.gif
300000
Purchase
2.627%
2.500%
USD
IHL Direct Logo
NMLS # 257476
01/23/2021
at 0.875 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,056
Homeownership Guidance for Life
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.627%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
01/23/2021
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
01/23/2021
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.707%
2.625%
USD
Direct Home Lending Logo
NMLS # 274058
01/23/2021
at 0.750 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $3,224
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.702%
2.625%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
01/23/2021
at 0.625 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $3,010
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Home Loan Enterprise
Home Loan Enterprise
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111163.gif
300000
Purchase
2.688%
2.625%
USD
Home Loan Enterprise Logo
NMLS # 246523
State Lic # 01471871
01/23/2021
at 0.500 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,495
Run anonymous quotes online. No email or phone required. Generate your GFE Instantly.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.545%
2.500%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 4130574
01/23/2021
at 0.625 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $1,779
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Home Loan Enterprise
Home Loan Enterprise
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111163.gif
300000
Purchase
2.601%
2.500%
USD
Home Loan Enterprise Logo
NMLS # 246523
State Lic # 01471871
01/23/2021
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,995
Run anonymous quotes online. No email or phone required. Generate your GFE Instantly.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Wallace, California Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Wallace, CA are the most popular type of mortgages rates you can find advertised for home buyers in Wallace, CA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Wallace, CA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Wallace, CA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Wallace, CA conforming mortgage rates and refi rates lower than Wallace, CA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Wallace, CA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Wallace, California

Jumbo mortgage rates in Wallace, CA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Wallace, CA and adjustable mortgage rates in Wallace, CA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Wallace, CA make.

Wallace, California Fixed Mortgage Rates and Fixed Refinance Rates

Wallace, CA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Wallace, California Adjustable Mortgage Rates

Adjustable Wallace, CA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Wallace, CA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Wallace, CA. Most adjustable mortgages in Wallace, CA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Wallace, CA Rates & Resources


Wallace FDIC Insured Banks

There are no FDIC insured banks in Wallace