Huntington Beach, CA Mortgage Rates and Refinance Rates

Mortgages in Huntington Beach, CA: Find the best Huntington Beach, CA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Huntington Beach, CA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Huntington Beach, CA. Another option is searching for Huntington Beach, CA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Huntington Beach, CA mortgage rates or refinance rates.

Search and Compare Huntington Beach, CA Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.888%
2.875%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at -0.125 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $503
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.808%
2.750%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,255
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.138%
3.125%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 4130574
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $500
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.517%
2.375%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,679
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.524%
2.375%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 1.625 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,982
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.592%
2.500%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,654
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.450%
2.250%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 2.000 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.506%
2.375%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 1.375 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,240
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.314%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.365%
2.125%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 2.875 pts
30 day lock rate
Est payment: $1,128
Fees in APR: $9,755
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.460%
2.250%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 2.500 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,493
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.432%
2.250%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 2.125 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $7,316
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.607%
2.500%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 1.125 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $4,260
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.595%
2.500%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 0.875 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,746
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.901%
2.875%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,023
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.888%
2.875%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at -0.125 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $503
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.796%
2.750%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 0.250 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $1,830
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.775%
2.750%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $972
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.714%
2.625%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 0.875 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $3,516
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.684%
2.625%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.750 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,340
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.808%
2.750%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,255
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.501%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 1.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,550
Put your money where you need it sooner.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Huntington Beach, California Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Huntington Beach, CA are the most popular type of mortgages rates you can find advertised for home buyers in Huntington Beach, CA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Huntington Beach, CA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Huntington Beach, CA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Huntington Beach, CA conforming mortgage rates and refi rates lower than Huntington Beach, CA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Huntington Beach, CA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Huntington Beach, California

Jumbo mortgage rates in Huntington Beach, CA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Huntington Beach, CA and adjustable mortgage rates in Huntington Beach, CA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Huntington Beach, CA make.

Huntington Beach, California Fixed Mortgage Rates and Fixed Refinance Rates

Huntington Beach, CA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Huntington Beach, California Adjustable Mortgage Rates

Adjustable Huntington Beach, CA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Huntington Beach, CA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Huntington Beach, CA. Most adjustable mortgages in Huntington Beach, CA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Huntington Beach, CA Rates & Resources


Huntington Beach FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 16811 Algonquin Street, Huntington Beach, CA 92649

Bank of America, National Association

3510 18691 Main Street, Huntington Beach, CA 92648

Bank of America, National Association

3510 19300 Goldenwest Avenue, Huntington Beach, CA 92648

Bank of America, National Association

3510 20061 Brookhurst Street, Huntington Beach, CA 92646

Bank of America, National Association

3510 5812 Edinger Avenue, Huntington Beach, CA 92649

Bank of America, National Association

3510 7212 Edinger Avenue, Huntington Beach, CA 92647

Bank of America, National Association

3510 7777 Edinger Ave, Huntington Beach, CA 92647

Bank of the West

3514 19006 Brookhurst Street, Huntington Beach, CA 92646

Bank of the West

3514 6881 Warner Avenue, Huntington Beach, CA 92647

California Bank & Trust

20852 16041 Goldenwest Street, Huntington Beach, CA 92647

CapitalSource Bank

58878 7146 Edinger Avenue, Huntington Beach, CA 92647

Citibank, National Association

7213 20981 Magnolia Street, Huntington Beach, CA 92646

Citibank, National Association

7213 7552 Edinger Avenue, Huntington Beach, CA 92647

Comerica Bank

983 10111 Adams Avenue, Suite 101, Huntington Beach, CA 92646

Comerica Bank

983 17011 Beach Blvd., Suite 100, Huntington Beach, CA 92647

Farmers and Merchants Bank of Long Beach

1225 7125 Yorktown Avenue, Huntington Beach, CA 92648

First Bank

12229 16900 Goldenwest Street, Huntington Beach, CA 92647

First Bank

12229 501 Main Street Suite H, Huntington Beach, CA 92648

JPMorgan Chase Bank, National Association

628 16917 Algonquin St, Ste A, Huntington Beach, CA 92649

JPMorgan Chase Bank, National Association

628 19021 Beach Boulevard, Huntington Beach, CA 92648

JPMorgan Chase Bank, National Association

628 19461 Main Street, Suite 102, Huntington Beach, CA 92648

JPMorgan Chase Bank, National Association

628 7830 Edinger Ave, Huntington Beach, CA 92647

Orange Community Bank

35535 6491 Edinger Avenue, Huntington Beach, CA 92647

Pacific Premier Bank

32172 19011 Magnolia Street, Suite 103, Huntington Beach, CA 92646

Pacific Western Bank

24045 19950 Beach Boulevard, Huntington Beach, CA 92648

Professional Business Bank

57148 6094 Warner Avenue, Huntington Beach, CA 92647

South County Bank, National Association

35069 7755 Center Avenue, Suite 100, Huntington Beach, CA 92647

TIB The Independent Bankersbank

23647 17011 Beach Blvd Suite 1260, Huntington Beach, CA 92647

U.S. Bank National Association

6548 10081 Adams Ave, Huntington Beach, CA 92646

U.S. Bank National Association

6548 15021 Goldenwest St, Huntington Beach, CA 92647

U.S. Bank National Association

6548 19900 Beach Boulevard, Huntington Beach, CA 92648

U.S. Bank National Association

6548 20002 Brookhurst Street, Huntington Beach, CA 92646

U.S. Bank National Association

6548 5922 Edinger, Huntington Beach, CA 92649

U.S. Bank National Association

6548 7211 Warner Ave, Huntington Beach, CA 92647

U.S. Bank National Association

6548 7222 Edinger Avenue, Huntington Beach, CA 92647

U.S. Bank National Association

6548 9042 Garfield Avenue, Huntington Beach, CA 92646

Union Bank, National Association

22826 16141 Beach Boulevard, Huntington Beach, CA 92647

Union Bank, National Association

22826 19240 Goldenwest Street, Huntington Beach, CA 92648

Union Bank, National Association

22826 8899 Adams Avenue, Huntington Beach, CA 92646

Wells Fargo Bank, National Association

3511 16531 Bolsa Chica Street, Huntington Beach, CA 92649

Wells Fargo Bank, National Association

3511 19081 Goldenwest Street, Huntington Beach, CA 92648

Wells Fargo Bank, National Association

3511 19840 Beach Boulevard, Huntington Beach, CA 92648

Wells Fargo Bank, National Association

3511 5365 Warner Avenue, Huntington Beach, CA 92649

Wells Fargo Bank, National Association

3511 6952 Bolsa Avenue, Huntington Beach, CA 92647

Wells Fargo Bank, National Association

3511 7902 Edinger Avenue, Huntington Beach, CA 92647

Wells Fargo Bank, National Association

3511 9971 Adams Avenue, Huntington Beach, CA 92646