Escondido, CA Mortgage Rates and Refinance Rates

Mortgages in Escondido, CA: Find the best Escondido, CA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Escondido, CA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Escondido, CA. Another option is searching for Escondido, CA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Escondido, CA mortgage rates or refinance rates.

Search and Compare Escondido, CA Mortgage Rates & Refinance Rates



Escondido, California Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Escondido, CA are the most popular type of mortgages rates you can find advertised for home buyers in Escondido, CA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Escondido, CA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Escondido, CA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Escondido, CA conforming mortgage rates and refi rates lower than Escondido, CA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Escondido, CA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Escondido, California

Jumbo mortgage rates in Escondido, CA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Escondido, CA and adjustable mortgage rates in Escondido, CA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Escondido, CA make.

Escondido, California Fixed Mortgage Rates and Fixed Refinance Rates

Escondido, CA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Escondido, California Adjustable Mortgage Rates

Adjustable Escondido, CA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Escondido, CA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Escondido, CA. Most adjustable mortgages in Escondido, CA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Escondido, CA Rates & Resources


Escondido FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 1350 East Valley Parkway, Escondido, CA 92027

Bank of America, National Association

3510 220 South Escondido Boulevard, Escondido, CA 92025

Bank of America, National Association

3510 640 West Mission Avenue, Escondido, CA 92025

California Bank & Trust

20852 613 West Valley Parkway, Escondido, CA 92025

California Community Bank

57533 1320 West Valley Parkway, Suite 301, Escondido, CA 92029

California Community Bank

57533 1334 West Valley Parkway, Suite 402, Escondido, CA 92029

Citibank, National Association

7213 1505 E Valley Parkway, Escondido, CA 92027

Comerica Bank

983 260 W Grand Avenue, Escondido, CA 92025

First California Bank

22819 355 West Grand Avenue, Escondido, CA 92025

First Republic Bank

59017 116 East Grand Avenue, Escondido, CA 92025

First-Citizens Bank & Trust Company

11063 300 West Grand Ave., Escondido, CA 92025

JPMorgan Chase Bank, National Association

628 1401 East Valley Parkway, Escondido, CA 92027

JPMorgan Chase Bank, National Association

628 150 N Centre City Parkway, Escondido, CA 92025

JPMorgan Chase Bank, National Association

628 325 West Felicita Avenue, Escondido, CA 92025

JPMorgan Chase Bank, National Association

628 326-C W El Norte Pkwy, Escondido, CA 92026

JPMorgan Chase Bank, National Association

628 635 North Broadway, Escondido, CA 92025

Pacific Western Bank

24045 900 Canterbury Place, Escondido, CA 92025

Sunrise Bank

57808 200 West Grand Avenue, Escondido, CA 92025

U.S. Bank National Association

6548 125 North Broadway, Escondido, CA 92025

U.S. Bank National Association

6548 1509 East Valley Parkway, Escondido, CA 92027

U.S. Bank National Association

6548 2369 E Valley Parkway, Escondido, CA 92027

Union Bank, National Association

22826 303 West Grand Avenue, Escondido, CA 92025

Wells Fargo Bank, National Association

3511 1000 West El Norte Parkway, Escondido, CA 92026

Wells Fargo Bank, National Association

3511 1146 West Valley Parkway, Suite 102, Escondido, CA 92025

Wells Fargo Bank, National Association

3511 145 N Escondido Blvd, Escondido, CA 92025

Wells Fargo Bank, National Association

3511 1497 East Valley Parkway, Suite B & C, Escondido, CA 92027

Wells Fargo Bank, National Association

3511 1570 West Valley Parkway, Escondido, CA 92029

Wells Fargo Bank, National Association

3511 1809 South Centre City Parkway, Escondido, CA 92025

Wells Fargo Bank, National Association

3511 2025 Vineyard Avenue, Escondido, CA 92029