Carson, CA Mortgage Rates and Refinance Rates

Mortgages in Carson, CA: Find the best Carson, CA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Carson, CA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Carson, CA. Another option is searching for Carson, CA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Carson, CA mortgage rates or refinance rates.

Search and Compare Carson, CA Mortgage Rates & Refinance Rates

Carson, California Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Carson, CA are the most popular type of mortgages rates you can find advertised for home buyers in Carson, CA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Carson, CA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Carson, CA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Carson, CA conforming mortgage rates and refi rates lower than Carson, CA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Carson, CA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Carson, California

Jumbo mortgage rates in Carson, CA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Carson, CA and adjustable mortgage rates in Carson, CA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Carson, CA make.

Carson, California Fixed Mortgage Rates and Fixed Refinance Rates

Carson, CA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Carson, California Adjustable Mortgage Rates

Adjustable Carson, CA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Carson, CA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Carson, CA. Most adjustable mortgages in Carson, CA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



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Carson FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 180 East Carson Street, Carson, CA 90745

Bank of America, National Association

3510 870 East Del Amo Boulevard, Carson, CA 90746

East West Bank

31628 510 West Carson Street, Carson, CA 90745

JPMorgan Chase Bank, National Association

628 104 E. Sepulveda Blvd, Carson, CA 90745

JPMorgan Chase Bank, National Association

628 20710 Avalon Boulevard, Carson, CA 90746

Merchants Bank of California, National Association

27477 One Civic Plaza, Suite 100, Carson, CA 90745

U.S. Bank National Association

6548 200 E. Sepulveda Blvd, Carson, CA 90745

Wells Fargo Bank, National Association

3511 18005 South Avalon Boulevard, Carson, CA 90746

Wells Fargo Bank, National Association

3511 506 West Torrance Boulevard, Carson, CA 90745