Alta, CA Mortgage Rates and Refinance Rates

Mortgages in Alta, CA: Find the best Alta, CA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Alta, CA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Alta, CA. Another option is searching for Alta, CA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Alta, CA mortgage rates or refinance rates.

Search and Compare Alta, CA Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.888%
2.875%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at -0.125 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $503
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.808%
2.750%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,255
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.138%
3.125%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 4130574
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $500
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.517%
2.375%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,679
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.524%
2.375%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 1.625 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,982
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.592%
2.500%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,654
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.314%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.506%
2.375%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 1.375 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,240
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.365%
2.125%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 2.875 pts
30 day lock rate
Est payment: $1,128
Fees in APR: $9,755
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.460%
2.250%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 2.500 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,493
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.432%
2.250%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 2.125 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $7,316
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.607%
2.500%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 1.125 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $4,260
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.450%
2.250%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 2.000 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.595%
2.500%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 0.875 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,746
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.901%
2.875%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,023
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.888%
2.875%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at -0.125 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $503
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.796%
2.750%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 0.250 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $1,830
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.775%
2.750%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $972
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.501%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 1.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Lendia Inc
Lendia Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111654.gif
300000
Purchase
2.714%
2.625%
USD
Lendia Inc Logo
NMLS # 295073
State Lic # 01877189
10/22/2020
at 0.875 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $3,516
Purchase & Refinance Loans. Seasoned professionals dedicated to making your home-financing transaction a remarkable expe
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.684%
2.625%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.750 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,340
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Direct Home Lending
Direct Home Lending
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111673.gif
300000
Purchase
2.808%
2.750%
USD
Direct Home Lending Logo
NMLS # 237911
State Lic # 274058
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,255
A Better Type of Home Lending
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Alta, California Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Alta, CA are the most popular type of mortgages rates you can find advertised for home buyers in Alta, CA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Alta, CA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Alta, CA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Alta, CA conforming mortgage rates and refi rates lower than Alta, CA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Alta, CA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Alta, California

Jumbo mortgage rates in Alta, CA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Alta, CA and adjustable mortgage rates in Alta, CA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Alta, CA make.

Alta, California Fixed Mortgage Rates and Fixed Refinance Rates

Alta, CA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Alta, California Adjustable Mortgage Rates

Adjustable Alta, CA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Alta, CA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Alta, CA. Most adjustable mortgages in Alta, CA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Alta, CA Rates & Resources


Alta FDIC Insured Banks

There are no FDIC insured banks in Alta