Kingston, AR Mortgage Rates and Refinance Rates

Mortgages in Kingston, AR: Find the best Kingston, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Kingston, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Kingston, AR. Another option is searching for Kingston, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Kingston, AR mortgage rates or refinance rates.

Search and Compare Kingston, AR Mortgage Rates & Refinance Rates

Kingston, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Kingston, AR are the most popular type of mortgages rates you can find advertised for home buyers in Kingston, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Kingston, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Kingston, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Kingston, AR conforming mortgage rates and refi rates lower than Kingston, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Kingston, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Kingston, Arkansas

Jumbo mortgage rates in Kingston, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Kingston, AR and adjustable mortgage rates in Kingston, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Kingston, AR make.

Kingston, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Kingston, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Kingston, Arkansas Adjustable Mortgage Rates

Adjustable Kingston, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Kingston, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Kingston, AR. Most adjustable mortgages in Kingston, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Kingston, AR Rates & Resources

Kingston FDIC Insured Banks

Bank Name

FDIC Cert Number


The First National Bank in Green Forest

3869 101 Public Square, Kingston, AR 72742