Huntsville, AR Mortgage Rates and Refinance Rates

Mortgages in Huntsville, AR: Find the best Huntsville, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Huntsville, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Huntsville, AR. Another option is searching for Huntsville, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Huntsville, AR mortgage rates or refinance rates.

Search and Compare Huntsville, AR Mortgage Rates & Refinance Rates



Huntsville, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Huntsville, AR are the most popular type of mortgages rates you can find advertised for home buyers in Huntsville, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Huntsville, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Huntsville, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Huntsville, AR conforming mortgage rates and refi rates lower than Huntsville, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Huntsville, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Huntsville, Arkansas

Jumbo mortgage rates in Huntsville, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Huntsville, AR and adjustable mortgage rates in Huntsville, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Huntsville, AR make.

Huntsville, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Huntsville, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Huntsville, Arkansas Adjustable Mortgage Rates

Adjustable Huntsville, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Huntsville, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Huntsville, AR. Most adjustable mortgages in Huntsville, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Huntsville, AR Rates & Resources


Huntsville FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Arvest Bank

8728 104 Business War Eagle, Huntsville, AR 72740

Arvest Bank

8728 104 South Hughes, Huntsville, AR 72740

First State Bank of Northwest Arkansas

33470 1937 Business Highway 412 West, Huntsville, AR 72740

First State Bank of Northwest Arkansas

33470 432 Madison 1650, Huntsville, AR 72740

The First National Bank in Green Forest

3869 210 East Main Street, Huntsville, AR 72740

The First National Bank of Berryville

3854 403 West Main Street, Huntsville, AR 72740