Hot Springs, AR Mortgage Rates and Refinance Rates

Mortgages in Hot Springs, AR: Find the best Hot Springs, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Hot Springs, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Hot Springs, AR. Another option is searching for Hot Springs, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Hot Springs, AR mortgage rates or refinance rates.

Search and Compare Hot Springs, AR Mortgage Rates & Refinance Rates



Hot Springs, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Hot Springs, AR are the most popular type of mortgages rates you can find advertised for home buyers in Hot Springs, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Hot Springs, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Hot Springs, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Hot Springs, AR conforming mortgage rates and refi rates lower than Hot Springs, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Hot Springs, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Hot Springs, Arkansas

Jumbo mortgage rates in Hot Springs, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Hot Springs, AR and adjustable mortgage rates in Hot Springs, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Hot Springs, AR make.

Hot Springs, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Hot Springs, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Hot Springs, Arkansas Adjustable Mortgage Rates

Adjustable Hot Springs, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Hot Springs, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Hot Springs, AR. Most adjustable mortgages in Hot Springs, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Hot Springs, AR Rates & Resources


Hot Springs FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Arvest Bank

8728 1011 Albert Pike, Hot Springs, AR 71913

Arvest Bank

8728 400 Ouachita Avenue, Hot Springs, AR 71901

Arvest Bank

8728 4570 Central Avenue, Hot Springs, AR 71913

Bank of America, National Association

3510 111 Cordoba Center, Hot Springs, AR 71909

Bank of America, National Association

3510 1500 Albert Pike, Hot Springs, AR 71913

Bank of America, National Association

3510 1550 Malvern Road, Hot Springs, AR 71901

Bank of America, National Association

3510 1759 Airport Road, Hot Springs, AR 71913

Bank of America, National Association

3510 301 Exchange, Hot Springs, AR 71901

Bank of America, National Association

3510 4400 Central Avenue, Hot Springs, AR 71913

Bank of the Ozarks

110 1410 Albert Pike, Hot Springs, AR 71913

Bank of the Ozarks

110 1617 Malvern Avenue, Hot Springs, AR 71901

Bank of the Ozarks

110 4044 Central Avenue, Hot Springs, AR 71913

Diamond Bank

1527 1200 Airport Road, Hot Springs, AR 71913

Diamond Bank

1527 2350 Malvern Avenue Suite B, Hot Springs, AR 71901

Diamond Bank

1527 3948 Central Avenue, Suite F, Hot Springs, AR 71913

First National Bank

3857 135 Section Line Road, Hot Springs, AR 71913

First National Bank

3857 1880 Airport Road Suite A, Hot Springs, AR 71913

First National Bank

3857 2223 Albert Pike, Hot Springs, AR 71913

First National Bank

3857 3835 North Highway 7, Hot Springs, AR 71909

First National Bank

3857 4198 B Malvern, Hot Springs, AR 71901

First National Bank

3857 5001 Central, Suite A, Hot Springs, AR 71913

Hot Springs Bank & Trust Company

3855 102 Airport Road, Hot Springs, AR 71913

Hot Springs Bank & Trust Company

3855 105 Convention Boulevard, Hot Springs, AR 71901

Hot Springs Bank & Trust Company

3855 400 Ponce De Leon, Hot Springs, AR 71909

Hot Springs Bank & Trust Company

3855 4403 Central Avenue, Suite A, Hot Springs, AR 71913

Hot Springs Bank & Trust Company

3855 4579 Hwy 7 North, Hot Springs, AR 71909

Regions Bank

12368 101 Majestic Lodge Road, Hot Springs, AR 71913

Regions Bank

12368 110 Calella Suite B, Hot Springs, AR 71901

Regions Bank

12368 1555 Malvern Avenue, Hot Springs, AR 71913

Regions Bank

12368 3027 Central Avenue, Hot Springs, AR 71903

Regions Bank

12368 4441 Central #1, Hot Springs, AR 71913

Regions Bank

12368 835 Central Avenue, Hot Springs, AR 71901

Regions Bank

12368 900 Albert Pike, Hot Springs, AR 71913

Simmons First Bank of Hot Springs

34473 100 Werner Drive, Hot Springs, AR 71903

Simmons First Bank of Hot Springs

34473 1431 Albert Pike, Hot Springs, AR 71913

Simmons First Bank of Hot Springs

34473 2350 Malvern Avenue, Hot Springs, AR 71901

Simmons First Bank of Hot Springs

34473 515 West Grand, Hot Springs, AR 71901

Simmons First Bank of Hot Springs

34473 5500 Central Avenue, Hot Springs, AR 71913

Southern Bancorp Bank

1528 3832-A Central Avenue, Hot Springs, AR 71913

Summit Bank

34433 150 Airport Road, Hot Springs, AR 71913

Summit Bank

34433 1540 Airport Road, Suite A, Hot Springs, AR 71913

Summit Bank

34433 2212 Malvern Avenue, Suite 1, Hot Springs, AR 71901

Summit Bank

34433 333 Ouachita Avenue, Hot Springs, AR 71901

Summit Bank

34433 3650 North Highway 7, Hot Springs, AR 71909

Summit Bank

34433 401 Section Line Road, Hot Springs, AR 71913

The Malvern National Bank

14644 1010 Airport Road, Hot Springs, AR 71913

The Malvern National Bank

14644 321 Section Line Road, Suite A, Hot Springs, AR 71913

The Malvern National Bank

14644 548 W Grand Ave, Hot Springs, AR 71901

U.S. Bank National Association

6548 1234 Central Avenue, Hot Springs, AR 71901

U.S. Bank National Association

6548 1768 Airport Road, Hot Springs, AR 71913

U.S. Bank National Association

6548 1801 Albert Pike Road, Hot Springs, AR 71913

U.S. Bank National Association

6548 1875 Malvern Avenue, Hot Springs, AR 71901

U.S. Bank National Association

6548 4451 Central Avenue, Hot Springs, AR 71913