Fort Smith, AR Mortgage Rates and Refinance Rates

Mortgages in Fort Smith, AR: Find the best Fort Smith, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Fort Smith, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Fort Smith, AR. Another option is searching for Fort Smith, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Fort Smith, AR mortgage rates or refinance rates.

Search and Compare Fort Smith, AR Mortgage Rates & Refinance Rates



Fort Smith, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Fort Smith, AR are the most popular type of mortgages rates you can find advertised for home buyers in Fort Smith, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Fort Smith, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Fort Smith, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Fort Smith, AR conforming mortgage rates and refi rates lower than Fort Smith, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Fort Smith, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Fort Smith, Arkansas

Jumbo mortgage rates in Fort Smith, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Fort Smith, AR and adjustable mortgage rates in Fort Smith, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Fort Smith, AR make.

Fort Smith, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Fort Smith, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Fort Smith, Arkansas Adjustable Mortgage Rates

Adjustable Fort Smith, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Fort Smith, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Fort Smith, AR. Most adjustable mortgages in Fort Smith, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Fort Smith, AR Rates & Resources


Fort Smith FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Arvest Bank

8728 11808 Highway 71 South, Fort Smith, AR 72916

Arvest Bank

8728 1701 South Zero Street, Fort Smith, AR 72901

Arvest Bank

8728 2100 N 62nd Street, Fort Smith, AR 72901

Arvest Bank

8728 2425 South Zero Street, Fort Smith, AR 72901

Arvest Bank

8728 3200 Rogers Avenue, Fort Smith, AR 72903

Arvest Bank

8728 3421 S. 74th Street, Fort Smith, AR 72903

Arvest Bank

8728 3812 Midland Blvd, Fort Smith, AR 72904

Arvest Bank

8728 4800 Kelley Highway, Fort Smith, AR 72904

Arvest Bank

8728 5000 Rogers Avenue, Fort Smith, AR 72903

Arvest Bank

8728 818 Garrison Ave, Fort Smith, AR 72901

BancorpSouth Bank

11813 1222 Rogers Avenue, Fort Smith, AR 72901

BancorpSouth Bank

11813 3117-3119 Grand Avenue, Fort Smith, AR 72904

BancorpSouth Bank

11813 5111 Rogers Avenue, Fort Smith, AR 72903

BancorpSouth Bank

11813 5900 Riley Park Drive, Fort Smith, AR 72916

BancorpSouth Bank

11813 7600 Rogers Avenue, Fort Smith, AR 72903

Bank of the Ozarks

110 2520 South Zero St, Fort Smith, AR 72908

Bank of the Ozarks

110 5401 Rogers Avenue, Fort Smith, AR 72903

Bank of the Ozarks

110 8501 Phoenix Avenue, Fort Smith, AR 72903

Chambers Bank

5615 4418 Towson Avenue, Fort Smith, AR 72901

Chambers Bank

5615 8400 Rogers Avenue, Fort Smith, AR 72901

Farmers Bank

1296 7820 Rogers Avenue, Fort Smith, AR 72901

Farmers Bank

1296 8420 Highway 71 South, Fort Smith, AR 72901

First Western Bank

13083 8399 Rogers Avenue, Suite A-1, Fort Smith, AR 72903

Liberty Bank of Arkansas

3878 4625 Old Greenwood Road, Fort Smith, AR 72903

Liberty Bank of Arkansas

3878 6701 Boston St, Fort Smith, AR 72903

Liberty Bank of Arkansas

3878 6804 Rogers Avenue, Fort Smith, AR 72903

Liberty Bank of Arkansas

3878 9117 Highway 71 South, Fort Smith, AR 72908

Regions Bank

12368 2000 South Zero, Fort Smith, AR 72901

Regions Bank

12368 5400 Rogers Avenue, Fort Smith, AR 72903

Regions Bank

12368 723 Garrison Avenue, Fort Smith, AR 72901

Regions Bank

12368 8385 Rogers Avenue, Fort Smith, AR 72903

Regions Bank

12368 9000 Jenny Lind, Fort Smith, AR 72908

Simmons First National Bank

3890 2305 Zero Street, Fort Smith, AR 72906

Simmons First National Bank

3890 4101 Brooken Hill Drive, Fort Smith, AR 72908

Simmons First National Bank

3890 4200 Rogers Avenue, Fort Smith, AR 72903

Simmons First National Bank

3890 7324 Rogers Avenue, Fort Smith, AR 72903

The First National Bank of Fort Smith

3864 2000 Midland Boulevard, Fort Smith, AR 72901

The First National Bank of Fort Smith

3864 2727 Grand Avenue, Fort Smith, AR 72901

The First National Bank of Fort Smith

3864 3515 Greenwood Road, Fort Smith, AR 72903

The First National Bank of Fort Smith

3864 5201 Rogers Avenue, Fort Smith, AR 72901

The First National Bank of Fort Smith

3864 602 Garrison Avenue, Fort Smith, AR 72901

The First National Bank of Fort Smith

3864 7410 Rogers Avenue, Fort Smith, AR 72903

The First National Bank of Fort Smith

3864 800 Phoenix Avenue, Fort Smith, AR 72901

The First National Bank of Fort Smith

3864 9300 Highway 71 South, Fort Smith, AR 72903