El Dorado, AR Mortgage Rates and Refinance Rates

Mortgages in El Dorado, AR: Find the best El Dorado, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in El Dorado, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in El Dorado, AR. Another option is searching for El Dorado, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of El Dorado, AR mortgage rates or refinance rates.

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El Dorado, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in El Dorado, AR are the most popular type of mortgages rates you can find advertised for home buyers in El Dorado, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. El Dorado, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees El Dorado, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes El Dorado, AR conforming mortgage rates and refi rates lower than El Dorado, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by El Dorado, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in El Dorado, Arkansas

Jumbo mortgage rates in El Dorado, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in El Dorado, AR and adjustable mortgage rates in El Dorado, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in El Dorado, AR make.

El Dorado, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

El Dorado, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

El Dorado, Arkansas Adjustable Mortgage Rates

Adjustable El Dorado, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in El Dorado, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in El Dorado, AR. Most adjustable mortgages in El Dorado, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for El Dorado, AR Rates & Resources


El Dorado FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

BancorpSouth Bank

11813 1510 North West Avenue, El Dorado, AR 71730

BancorpSouth Bank

11813 2401 East Main Street, El Dorado, AR 71730

BancorpSouth Bank

11813 420 S Bradley, El Dorado, AR 71730

BancorpSouth Bank

11813 Main At Washington Streets, El Dorado, AR 71730

BancorpSouth Bank

11813 North West Avenue At Hathaway Drive, El Dorado, AR 71730

First Financial Bank

28905 214 North Washington, El Dorado, AR 71730

First Financial Bank

28905 214 North Washington Street, El Dorado, AR 71730

First Financial Bank

28905 2202 North West Avenue, El Dorado, AR 71730

First Financial Bank

28905 2300 East Main, El Dorado, AR 71730

First Financial Bank

28905 318 Griffith Street, El Dorado, AR 71730

First Financial Bank

28905 500 Timberlane, El Dorado, AR 71730

Regions Bank

12368 100 East Peach Street, El Dorado, AR 71730

Simmons First Bank of Eldorado, National Association

3860 100 West Grove Street, El Dorado, AR 71730

Simmons First Bank of Eldorado, National Association

3860 1921 Junction City Road, El Dorado, AR 71730

Simmons First Bank of Eldorado, National Association

3860 535 South Timberlane Drive, El Dorado, AR 71730

Smackover State Bank

5623 125 West 5th, El Dorado, AR 71730

Smackover State Bank

5623 602 South Timberlane Drive, El Dorado, AR 71730

Southern Bancorp Bank

1528 119 North Jefferson, El Dorado, AR 71730

Southern Bancorp Bank

1528 1615 West Hillsboro, El Dorado, AR 71730

Southern Bancorp Bank

1528 2421 North West Avenue, El Dorado, AR 71730