De Witt, AR Mortgage Rates and Refinance Rates

Mortgages in De Witt, AR: Find the best De Witt, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in De Witt, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in De Witt, AR. Another option is searching for De Witt, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of De Witt, AR mortgage rates or refinance rates.

Search and Compare De Witt, AR Mortgage Rates & Refinance Rates



De Witt, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in De Witt, AR are the most popular type of mortgages rates you can find advertised for home buyers in De Witt, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. De Witt, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees De Witt, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes De Witt, AR conforming mortgage rates and refi rates lower than De Witt, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by De Witt, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in De Witt, Arkansas

Jumbo mortgage rates in De Witt, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in De Witt, AR and adjustable mortgage rates in De Witt, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in De Witt, AR make.

De Witt, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

De Witt, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

De Witt, Arkansas Adjustable Mortgage Rates

Adjustable De Witt, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in De Witt, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in De Witt, AR. Most adjustable mortgages in De Witt, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for De Witt, AR Rates & Resources


De Witt FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Arkansas County Bank

3858 Cross And Jefferson, De Witt, AR 72042

De Witt Bank and Trust Company

1522 Second And Jefferson Streets, De Witt, AR 72042