Dardanelle, AR Mortgage Rates and Refinance Rates

Mortgages in Dardanelle, AR: Find the best Dardanelle, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Dardanelle, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Dardanelle, AR. Another option is searching for Dardanelle, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Dardanelle, AR mortgage rates or refinance rates.

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Dardanelle, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Dardanelle, AR are the most popular type of mortgages rates you can find advertised for home buyers in Dardanelle, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Dardanelle, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Dardanelle, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Dardanelle, AR conforming mortgage rates and refi rates lower than Dardanelle, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Dardanelle, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Dardanelle, Arkansas

Jumbo mortgage rates in Dardanelle, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Dardanelle, AR and adjustable mortgage rates in Dardanelle, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Dardanelle, AR make.

Dardanelle, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Dardanelle, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Dardanelle, Arkansas Adjustable Mortgage Rates

Adjustable Dardanelle, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Dardanelle, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Dardanelle, AR. Most adjustable mortgages in Dardanelle, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



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Dardanelle FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Chambers Bank

5615 510 Union Street, Dardanelle, AR 72834

Liberty Bank of Arkansas

3878 102 North Front Street, Dardanelle, AR 72834

Liberty Bank of Arkansas

3878 600 Union Street, Dardanelle, AR 72834

River Town Bank

14749 102 North Front Street, Dardanelle, AR 72834

River Town Bank

14749 314 Union Street, Dardanelle, AR 72834