Clinton, AR Mortgage Rates and Refinance Rates

Mortgages in Clinton, AR: Find the best Clinton, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Clinton, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Clinton, AR. Another option is searching for Clinton, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Clinton, AR mortgage rates or refinance rates.

Search and Compare Clinton, AR Mortgage Rates & Refinance Rates

Clinton, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Clinton, AR are the most popular type of mortgages rates you can find advertised for home buyers in Clinton, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Clinton, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Clinton, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Clinton, AR conforming mortgage rates and refi rates lower than Clinton, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Clinton, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Clinton, Arkansas

Jumbo mortgage rates in Clinton, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Clinton, AR and adjustable mortgage rates in Clinton, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Clinton, AR make.

Clinton, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Clinton, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Clinton, Arkansas Adjustable Mortgage Rates

Adjustable Clinton, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Clinton, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Clinton, AR. Most adjustable mortgages in Clinton, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Clinton, AR Rates & Resources

Clinton FDIC Insured Banks

Bank Name

FDIC Cert Number


Bank of the Ozarks

110 1750 Highway 65 South, Clinton, AR 72031

First Arkansas Bank and Trust

16849 Thriftway Shopping Center, Clinton, AR 72031

First Security Bank

5633 112 Volunteers Parkway, Clinton, AR 72031

First Service Bank

18519 129 Bone St., Clinton, AR 72031

First Service Bank

18519 486 Highway 65, Clinton, AR 72031

Regions Bank

12368 553 Elm Street, Clinton, AR 72031

Simmons First National Bank

3890 1783 Highway 65 South, Clinton, AR 72031