Camden, AR Mortgage Rates and Refinance Rates

Mortgages in Camden, AR: Find the best Camden, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Camden, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Camden, AR. Another option is searching for Camden, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Camden, AR mortgage rates or refinance rates.

Search and Compare Camden, AR Mortgage Rates & Refinance Rates



Camden, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Camden, AR are the most popular type of mortgages rates you can find advertised for home buyers in Camden, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Camden, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Camden, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Camden, AR conforming mortgage rates and refi rates lower than Camden, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Camden, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Camden, Arkansas

Jumbo mortgage rates in Camden, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Camden, AR and adjustable mortgage rates in Camden, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Camden, AR make.

Camden, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Camden, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Camden, Arkansas Adjustable Mortgage Rates

Adjustable Camden, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Camden, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Camden, AR. Most adjustable mortgages in Camden, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Camden, AR Rates & Resources


Camden FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

BancorpSouth Bank

11813 1137 Washington Street, N.W., Camden, AR 71701

BancorpSouth Bank

11813 123 Washington Street, Camden, AR 71701

BancorpSouth Bank

11813 201 Washington Street, S.E., Camden, AR 71701

BancorpSouth Bank

11813 2220 Adams Avenue, Southwest, Camden, AR 71701

Calhoun County Bank

88 1120 Washington Street, N.W., Camden, AR 71701

Calhoun County Bank

88 119 Highway 274, Camden, AR 71701

Calhoun County Bank

88 1325 Highway 278 By-Pass, Camden, AR 71701

Calhoun County Bank

88 235 Cardinal Shopping Center, Camden, AR 71701

Farmers Bank & Trust Company

1291 1125 Fairview Road, Camden, AR 71701

Farmers Bank & Trust Company

1291 1140 Washington Street, N.W., Camden, AR 71701

Farmers Bank & Trust Company

1291 116 Jefferson Street, S.W., Camden, AR 71701

Farmers Bank & Trust Company

1291 536 Highway 274, Camden, AR 71701