Bull Shoals, AR Mortgage Rates and Refinance Rates

Mortgages in Bull Shoals, AR: Find the best Bull Shoals, AR mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Bull Shoals, AR, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Bull Shoals, AR. Another option is searching for Bull Shoals, AR refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Bull Shoals, AR mortgage rates or refinance rates.

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Bull Shoals, Arkansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Bull Shoals, AR are the most popular type of mortgages rates you can find advertised for home buyers in Bull Shoals, AR. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Bull Shoals, AR mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Bull Shoals, AR banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Bull Shoals, AR conforming mortgage rates and refi rates lower than Bull Shoals, AR jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Bull Shoals, AR home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Bull Shoals, Arkansas

Jumbo mortgage rates in Bull Shoals, AR are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Bull Shoals, AR and adjustable mortgage rates in Bull Shoals, AR. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Bull Shoals, AR make.

Bull Shoals, Arkansas Fixed Mortgage Rates and Fixed Refinance Rates

Bull Shoals, AR fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Bull Shoals, Arkansas Adjustable Mortgage Rates

Adjustable Bull Shoals, AR mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Bull Shoals, AR are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Bull Shoals, AR. Most adjustable mortgages in Bull Shoals, AR have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



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Bull Shoals FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Arvest Bank

8728 1517 Central Boulevard, Bull Shoals, AR 72619

First Security Bank

5633 Central Boulevard, Bull Shoals, AR 72619