Tempe, AZ Mortgage Rates and Refinance Rates

Mortgages in Tempe, AZ: Find the best Tempe, AZ mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Tempe, AZ, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Tempe, AZ. Another option is searching for Tempe, AZ refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Tempe, AZ mortgage rates or refinance rates.

Search and Compare Tempe, AZ Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 85001, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/06/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/06/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/06/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/06/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.178%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
07/06/2020
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.488%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
07/06/2020
at 1.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.909%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
07/06/2020
at 0.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/06/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/06/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Tempe, Arizona Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Tempe, AZ are the most popular type of mortgages rates you can find advertised for home buyers in Tempe, AZ. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Tempe, AZ mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Tempe, AZ banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Tempe, AZ conforming mortgage rates and refi rates lower than Tempe, AZ jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Tempe, AZ home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Tempe, Arizona

Jumbo mortgage rates in Tempe, AZ are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Tempe, AZ and adjustable mortgage rates in Tempe, AZ. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Tempe, AZ make.

Tempe, Arizona Fixed Mortgage Rates and Fixed Refinance Rates

Tempe, AZ fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Tempe, Arizona Adjustable Mortgage Rates

Adjustable Tempe, AZ mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Tempe, AZ are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Tempe, AZ. Most adjustable mortgages in Tempe, AZ have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Tempe, AZ Rates & Resources


Tempe FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Arizona Bank & Trust

57620 7910 South Kyrene Road, Suite 108, Tempe, AZ 85284

Bank of America, National Association

3510 1801 East Southern Avenue, Tempe, AZ 85282

Bank of America, National Association

3510 1820 East Warner Road, Tempe, AZ 85284

Bank of America, National Association

3510 3232 South Mill Avenue, Tempe, AZ 85282

Bank of America, National Association

3510 5100 South Mcclintock, Tempe, AZ 85282

Bank of America, National Association

3510 699 S. Mill Avenue, Tempe, AZ 85281

Bank of America, National Association

3510 906 East Baseline Road, Tempe, AZ 85283

Bank of America, National Association

3510 9900 South Rural Road, Tempe, AZ 85284

CoBiz Bank

22683 1620 West Fountainhead Pkwy., #119, Tempe, AZ 85282

Comerica Bank

983 425 South Mill Avenue, Suite 101, Tempe, AZ 85281

Compass Bank

19048 7605 South Mcclintock Drive, Tempe, AZ 85284

Heritage Bank, National Association

58416 1333 Broadway, Tempe, AZ 85282

JPMorgan Chase Bank, National Association

628 1744 East Southern Avenue, Tempe, AZ 85282

JPMorgan Chase Bank, National Association

628 1821 E Guadalupe Rd., Tempe, AZ 85283

JPMorgan Chase Bank, National Association

628 1835 East Guadalupe Road, Tempe, AZ 85283

JPMorgan Chase Bank, National Association

628 2528 West Southern Avenue, Tempe, AZ 85282

JPMorgan Chase Bank, National Association

628 315 West Elliot Road, Suite 101, Tempe, AZ 85284

JPMorgan Chase Bank, National Association

628 444 West Broadway, Tempe, AZ 85281

JPMorgan Chase Bank, National Association

628 4714 South Rural Road, Tempe, AZ 85282

JPMorgan Chase Bank, National Association

628 830 S Mill Ave, Tempe, AZ 85281

M&I Marshall and Ilsley Bank

1020 2077 South Priest Drive, Tempe, AZ 85282

M&I Marshall and Ilsley Bank

1020 526 South Mill Road Suite 104, Tempe, AZ 85281

National Bank of Arizona

20626 1400 East Southern Avenue, Tempe, AZ 85282

National Bank of Arizona

20626 2645 East Southern Avenue, Suite 140, Tempe, AZ 85282

TCF National Bank

28330 11 South Mcclintock Drive, Tempe, AZ 85281

TrustBank

14662 7910 South Kyrene Road, Suite 108, Tempe, AZ 85284

U.S. Bank National Association

6548 1515 East Elliot Road, Tempe, AZ 85284

U.S. Bank National Association

6548 1800 East Baseline Road, Tempe, AZ 85283

U.S. Bank National Association

6548 2060 East Rio Salado Parkway, Tempe, AZ 85281

Wells Fargo Bank, National Association

3511 1290 S. Normal Avenue, Tempe, AZ 85287

Wells Fargo Bank, National Association

3511 1781 East Warner Road, Tempe, AZ 85284

Wells Fargo Bank, National Association

3511 3225 South Rural Road, Tempe, AZ 85282

Wells Fargo Bank, National Association

3511 5120 S Lakeshore Drive, Tempe, AZ 85282

Wells Fargo Bank, National Association

3511 64 East Broadway, Tempe, AZ 85282

Wells Fargo Bank, National Association

3511 8670 South Mcclintock Drive, Tempe, AZ 85284

Wells Fargo Bank, National Association

3511 915 E Baseline Rd, Tempe, AZ 85283

Wells Fargo Bank, National Association

3511 926 East Broadway Road, Tempe, AZ 85282