Scottsdale, AZ Mortgage Rates and Refinance Rates

Mortgages in Scottsdale, AZ: Find the best Scottsdale, AZ mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Scottsdale, AZ, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Scottsdale, AZ. Another option is searching for Scottsdale, AZ refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Scottsdale, AZ mortgage rates or refinance rates.

Search and Compare Scottsdale, AZ Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 85001, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112275.gif
300000
Purchase
2.827%
2.750%
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
07/03/2020
at 1.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $3,000
EXPECT MORE... Prompt Professional Service Competitive Rates, and Personalized Options
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112275.gif
300000
Purchase
3.000%
3.000%
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
07/03/2020
at -0.250 pts
30 day lock rate
Est payment: $1,265
Fees in APR: ($750)
EXPECT MORE... Prompt Professional Service Competitive Rates, and Personalized Options
 
PERIOD_FIXED_30YEARS Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112275.gif
300000
Purchase
2.904%
2.875%
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
07/03/2020
at 0.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,125
EXPECT MORE... Prompt Professional Service Competitive Rates, and Personalized Options
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Scottsdale, Arizona Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Scottsdale, AZ are the most popular type of mortgages rates you can find advertised for home buyers in Scottsdale, AZ. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Scottsdale, AZ mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Scottsdale, AZ banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Scottsdale, AZ conforming mortgage rates and refi rates lower than Scottsdale, AZ jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Scottsdale, AZ home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Scottsdale, Arizona

Jumbo mortgage rates in Scottsdale, AZ are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Scottsdale, AZ and adjustable mortgage rates in Scottsdale, AZ. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Scottsdale, AZ make.

Scottsdale, Arizona Fixed Mortgage Rates and Fixed Refinance Rates

Scottsdale, AZ fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Scottsdale, Arizona Adjustable Mortgage Rates

Adjustable Scottsdale, AZ mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Scottsdale, AZ are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Scottsdale, AZ. Most adjustable mortgages in Scottsdale, AZ have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Scottsdale, AZ Rates & Resources


Scottsdale FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Alerus Financial, National Association

3931 6045 North Scottsdale Rd, Suite 103, Scottsdale, AZ 85253

Alliance Bank of Arizona

57512 7373 North Scottsdale Road, Suite A195, Scottsdale, AZ 85253

Bank of America, National Association

3510 10075 East Via Linda Road, Scottsdale, AZ 85258

Bank of America, National Association

3510 10110 East Bell Road, Scottsdale, AZ 85260

Bank of America, National Association

3510 16431 N. Scottsdale Road, Scottsdale, AZ 85254

Bank of America, National Association

3510 20595 N Hayden Road, Scottsdale, AZ 85255

Bank of America, National Association

3510 3123 North Scottsdale Road, Scottsdale, AZ 85251

Bank of America, National Association

3510 3903 N. Brown Avenue, Scottsdale, AZ 85252

Bank of America, National Association

3510 4020 N. Scottsdale Rd., Scottsdale, AZ 85251

Bank of America, National Association

3510 6080 East Thomas Road, Scottsdale, AZ 85251

Bank of America, National Association

3510 6501 North Scottsdale Road, Scottsdale, AZ 85250

Bank of America, National Association

3510 6929 East Shea Boulevard, Scottsdale, AZ 85254

Bank of America, National Association

3510 7014 East Camelback Road, Scottsdale, AZ 85251

Bank of America, National Association

3510 8075 North Hayden Road, Scottsdale, AZ 85258

Bank of America, National Association

3510 8750 East Raintree Drive, Scottsdale, AZ 85260

Bank of America, National Association

3510 8828 East Pinnacle Peak Road, Scottsdale, AZ 85255

Bank of America, National Association

3510 9170 East Shea Boulevard, Scottsdale, AZ 85260

Beal Bank, SSB

32574 7001 North Scottsdale Rd Suite 185, Scottsdale, AZ 85253

BNC National Bank

57197 17045 North Scottsdale Road, Scottsdale, AZ 85255

Central Arizona Bank

34527 7001 North Scottsdale Rd, Scottsdale, AZ 85253

CIBM Bank

11729 15030 North Hayden Road, Suite C100, Scottsdale, AZ 85260

CoBiz Bank

22683 6909 E. Greenway Parkway, Suite 150, Scottsdale, AZ 85254

CoBiz Bank

22683 7150 E Camelback Road Suite 100, Scottsdale, AZ 85251

Comerica Bank

983 14801 N. Scottsdale Road, Scottsdale, AZ 85254

Comerica Bank

983 4545 N. Scottsdale Road, Suite 106, Scottsdale, AZ 85251

Comerica Bank

983 7170 E. Mcdowell Rd, Scottsdale, AZ 85257

Comerica Bank

983 7306 E Shea Blvd, Scottsdale, AZ 85260

Compass Bank

19048 11475 East Via Linda, Scottsdale, AZ 85259

Compass Bank

19048 23305 North Pima Road, Scottsdale, AZ 85255

Compass Bank

19048 7155 East Thunderbird Road, Scottsdale, AZ 85254

Compass Bank

19048 7315 East Osborn Road, Scottsdale, AZ 85251

Compass Bank

19048 7335 East Doubletree Ranch Road, Scottsdale, AZ 85258

Copper Star Bank

35463 7555 East Redfield Road, Scottsdale, AZ 85260

First Fidelity Bank, National Association

23473 11601 N 136th Street, Scottsdale, AZ 85259

First Fidelity Bank, National Association

23473 15005 North Northsight Boulevard, Scottsdale, AZ 85260

First Fidelity Bank, National Association

23473 16277 North Greenway - Hayden Loop, Scottsdale, AZ 85260

First Fidelity Bank, National Association

23473 16427 N. Scottsdale Rd, Suite 100, Scottsdale, AZ 85254

First Fidelity Bank, National Association

23473 7401 East Camelback, Scottsdale, AZ 85251

First International Bank & Trust

10248 6840 East Indian School Road, Scottsdale, AZ 85251

First International Bank & Trust

10248 7900 East Raintree Drive, Scottsdale, AZ 85260

First National Bank of Scottsdale

58744 14201 N. 87th Street, Suite 125, Scottsdale, AZ 85260

First Western Trust Bank

58717 7025 N Scottsdale Rd, Scottsdale, AZ 85253

FirstBank of Arizona, Inc.

58044 7602 East Indian School Road, Scottsdale, AZ 85251

FirstBank of Arizona, Inc.

58044 8922 East Via Linda, Scottsdale, AZ 85258

Goldwater Bank, N.A.

58405 7135 East Camelback Road, Suite I-201, Scottsdale, AZ 85251

Johnson Bank

20296 32621 North Scottsdale Road, Scottsdale, AZ 85262

Johnson Bank

20296 8700 East Pinnacle Peak Road, Scottsdale, AZ 85255

Johnson Bank

20296 8700 N. Gainey Center Dr., Ste 100, Scottsdale, AZ 85258

JPMorgan Chase Bank, National Association

628 10011 East Dynamite Boulevard, Scottsdale, AZ 85255

JPMorgan Chase Bank, National Association

628 10155 E Via Linda Blvd., Suite 131, Scottsdale, AZ 85258

JPMorgan Chase Bank, National Association

628 10350 North Scottsdale Road, Scottsdale, AZ 85252

JPMorgan Chase Bank, National Association

628 11355 East Via Linda, Scottsdale, AZ 85259

JPMorgan Chase Bank, National Association

628 14140 North 100th Street, Scottsdale, AZ 85260

JPMorgan Chase Bank, National Association

628 14224 North Scottsdale Road, Scottsdale, AZ 85254

JPMorgan Chase Bank, National Association

628 14854 Frank Lloyd Wright Blvd., Scottsdale, AZ 85260

JPMorgan Chase Bank, National Association

628 15415 North 65th Place, Scottsdale, AZ 85254

JPMorgan Chase Bank, National Association

628 15576 N Pima Road, Ste 7 & 8, Scottsdale, AZ 85260

JPMorgan Chase Bank, National Association

628 16852 North Thompson Peak Parkway, Scottsdale, AZ 85260

JPMorgan Chase Bank, National Association

628 20871 North Scottsdale Road, Scottsdale, AZ 85255

JPMorgan Chase Bank, National Association

628 2902 North Scottsdale Road, Scottsdale, AZ 85251

JPMorgan Chase Bank, National Association

628 31307 N Scottsdale Rd, Unit A 1, Scottsdale, AZ 85266

JPMorgan Chase Bank, National Association

628 4031 North Scottsdale Road, Scottsdale, AZ 85252

JPMorgan Chase Bank, National Association

628 4842 E. Bell Road, Scottsdale, AZ 85254

JPMorgan Chase Bank, National Association

628 4922 East Bell Road, Scottsdale, AZ 85254

JPMorgan Chase Bank, National Association

628 4924 East Shea Boulevard, Scottsdale, AZ 85254

JPMorgan Chase Bank, National Association

628 6155 North Scottsdale Road, Scottsdale, AZ 85253

JPMorgan Chase Bank, National Association

628 7345 East Mcdowell Road, Scottsdale, AZ 85257

JPMorgan Chase Bank, National Association

628 7628 E Indian School Rd, Scottsdale, AZ 85251

JPMorgan Chase Bank, National Association

628 7908 E Chaparral Road, Scottsdale, AZ 85250

JPMorgan Chase Bank, National Association

628 8035 East Indian School Road, Scottsdale, AZ 85251

JPMorgan Chase Bank, National Association

628 8200 East Via Paseo Del Norte, Scottsdale, AZ 85251

JPMorgan Chase Bank, National Association

628 8501 N. Scottsdale Road, Suite 240, Scottsdale, AZ 85253

JPMorgan Chase Bank, National Association

628 8737 East Pinnacle Peak Road, Scottsdale, AZ 85255

JPMorgan Chase Bank, National Association

628 8999 East Shea Boulevard, Scottsdale, AZ 85260

Legacy Bank

57820 15100 North 78th Way, Scottsdale, AZ 85260

Legacy Bank

57820 20909 N. 90th Place, Suite 102, Scottsdale, AZ 85255

M&I Marshall and Ilsley Bank

1020 11624 East Shea Boulevard, Scottsdale, AZ 85250

M&I Marshall and Ilsley Bank

1020 14850 North Scottsdale Road Suite 300, Scottsdale, AZ 85254

M&I Marshall and Ilsley Bank

1020 21911 N Scottsdale Road, Scottsdale, AZ 85255

M&I Marshall and Ilsley Bank

1020 33703 N Scottsdale Road, Scottsdale, AZ 85262

M&I Marshall and Ilsley Bank

1020 9333 North 90th Street, Scottsdale, AZ 85260

Meridian Bank, National Association

22644 16435 N Scottsdale Rd, Scottsdale, AZ 85254

National Bank of Arizona

20626 21070 North Pima Road, Scottsdale, AZ 85255

National Bank of Arizona

20626 7375 East Doubletree Ranch Road, Scottsdale, AZ 85258

New York Community Bank

16022 6900 East Camelback Road, Scottsdale, AZ 85251

New York Community Bank

16022 8764 East Shea Blvd, Scottsdale, AZ 85260

Northern Trust, National Association

24185 7501 East Thompson Peak Parkway, Scottsdale, AZ 85255

Northern Trust, National Association

24185 7600 East Doubletree Ranch Road, Scottsdale, AZ 85258

Northern Trust, National Association

24185 8525 East Pinnacle Peak Road, Scottsdale, AZ 85255

Pacific Western Bank

24045 10555 North 114th Street, Suite 100, Scottsdale, AZ 85259

Pacific Western Bank

24045 14100 North Northsight Boulevard, Scottsdale, AZ 85254

Parkway Bank and Trust Company

19008 9336 East Raintree Drive, Suite 1b, Scottsdale, AZ 85260

Pinnacle Bank

58186 14287 North 87th Street, Suite 123, Scottsdale, AZ 85260

Stearns Bank National Association

10988 9225 East Shea Boulevard, Scottsdale, AZ 85260

SUNRISE BANK OF ARIZONA

34707 6263 N. Scottsdale Rd. Ste 100, Scottsdale, AZ 85250

The Biltmore Bank of Arizona

57479 14850 North Scottsdale Road, Suite 100, Scottsdale, AZ 85254

The First National Bank of Olathe

4744 14201 N. 87th Street Suite 125, Scottsdale, AZ 85260

The Harris Bank National Association

24960 34525 North Scottsdale Road, Scottsdale, AZ 85262

The Harris Bank National Association

24960 6720 North Scottsdale Road, Scottsdale, AZ 85253

U.S. Bank National Association

6548 20901 North Pima Road, Scottsdale, AZ 85255

U.S. Bank National Association

6548 32551 North Scottsdale Road, Scottsdale, AZ 85262

U.S. Bank National Association

6548 4253 N. Scottsdale Road, Scottsdale, AZ 85251

U.S. Bank National Association

6548 6501 East Greenway Parkway, Scottsdale, AZ 85254

U.S. Bank National Association

6548 9719 North Hayden Road, Scottsdale, AZ 85258

UMB Bank Arizona, National Association

58155 8800 East Raintree Drive, Suite 100, Scottsdale, AZ 85260

Valley Bank

10450 15849 North 71st #100, Scottsdale, AZ 85254

Wells Fargo Bank, National Association

3511 10111 E. Bell Road, Scottsdale, AZ 85260

Wells Fargo Bank, National Association

3511 10450 North 90th Street, Scottsdale, AZ 85258

Wells Fargo Bank, National Association

3511 10921 North Scottsdale Road, Scottsdale, AZ 85254

Wells Fargo Bank, National Association

3511 10959 E Dynamite Blvd, Scottsdale, AZ 85262

Wells Fargo Bank, National Association

3511 11275 East Via Linda, Scottsdale, AZ 85259

Wells Fargo Bank, National Association

3511 12000 North 90th Street, Scottsdale, AZ 85260

Wells Fargo Bank, National Association

3511 14595 North Scottsdale Road, Scottsdale, AZ 85254

Wells Fargo Bank, National Association

3511 14696 North Frank Lloyd Wright Boulevard, Scottsdale, AZ 85260

Wells Fargo Bank, National Association

3511 1530 North Scottsdale Road, Scottsdale, AZ 85257

Wells Fargo Bank, National Association

3511 15760 North Frank Lloyd Wright Boulevard, Scottsdale, AZ 85260

Wells Fargo Bank, National Association

3511 20745 N. Scottsdale Road, Scottsdale, AZ 85255

Wells Fargo Bank, National Association

3511 23251 Pima Road, Scottsdale, AZ 85225

Wells Fargo Bank, National Association

3511 23405 North Scottsdale Road, Scottsdale, AZ 85255

Wells Fargo Bank, National Association

3511 2785 North Scottsdale Road, Scottsdale, AZ 85257

Wells Fargo Bank, National Association

3511 34502 N Scottsdale Rd, Scottsdale, AZ 85266

Wells Fargo Bank, National Association

3511 4167 North Scottsdale Road, Scottsdale, AZ 85251

Wells Fargo Bank, National Association

3511 4857 East Greenway Road, Scottsdale, AZ 85254

Wells Fargo Bank, National Association

3511 6015 North Scottsdale Road, Scottsdale, AZ 85250

Wells Fargo Bank, National Association

3511 6321 East Greenway Road, Scottsdale, AZ 85254

Wells Fargo Bank, National Association

3511 6770 East Camelback Road, Scottsdale, AZ 85251

Wells Fargo Bank, National Association

3511 6965 North Hayden Road, Scottsdale, AZ 85250

Wells Fargo Bank, National Association

3511 7920 East Chaparral Road, Scottsdale, AZ 85250

Wells Fargo Bank, National Association

3511 8601 North Scottsdale Road, Scottsdale, AZ 85253

Wells Fargo Bank, National Association

3511 8675 N Scottsdale Rd, Scottsdale, AZ 85253

Wells Fargo Bank, National Association

3511 8991 Mountain View Road, Scottsdale, AZ 85258

Western National Bank

57917 16435 North Scottsdale Road, Suite 140, Scottsdale, AZ 85254

Western National Bank

57917 6500 North Scottsdale Road, Scottsdale, AZ 85253