Saint Johns, AZ Mortgage Rates and Refinance Rates

Mortgages in Saint Johns, AZ: Find the best Saint Johns, AZ mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Saint Johns, AZ, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Saint Johns, AZ. Another option is searching for Saint Johns, AZ refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Saint Johns, AZ mortgage rates or refinance rates.

Search and Compare Saint Johns, AZ Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 85001, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112275.gif
300000
Purchase
2.827%
2.750%
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
07/03/2020
at 1.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $3,000
EXPECT MORE... Prompt Professional Service Competitive Rates, and Personalized Options
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/03/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112275.gif
300000
Purchase
3.000%
3.000%
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
07/03/2020
at -0.250 pts
30 day lock rate
Est payment: $1,265
Fees in APR: ($750)
EXPECT MORE... Prompt Professional Service Competitive Rates, and Personalized Options
 
PERIOD_FIXED_30YEARS Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112275.gif
300000
Purchase
2.904%
2.875%
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
07/03/2020
at 0.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,125
EXPECT MORE... Prompt Professional Service Competitive Rates, and Personalized Options
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Saint Johns, Arizona Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Saint Johns, AZ are the most popular type of mortgages rates you can find advertised for home buyers in Saint Johns, AZ. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Saint Johns, AZ mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Saint Johns, AZ banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Saint Johns, AZ conforming mortgage rates and refi rates lower than Saint Johns, AZ jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Saint Johns, AZ home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Saint Johns, Arizona

Jumbo mortgage rates in Saint Johns, AZ are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Saint Johns, AZ and adjustable mortgage rates in Saint Johns, AZ. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Saint Johns, AZ make.

Saint Johns, Arizona Fixed Mortgage Rates and Fixed Refinance Rates

Saint Johns, AZ fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Saint Johns, Arizona Adjustable Mortgage Rates

Adjustable Saint Johns, AZ mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Saint Johns, AZ are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Saint Johns, AZ. Most adjustable mortgages in Saint Johns, AZ have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Saint Johns, AZ Rates & Resources


Saint Johns FDIC Insured Banks

There are no FDIC insured banks in Saint Johns