Peoria, AZ Mortgage Rates and Refinance Rates

Mortgages in Peoria, AZ: Find the best Peoria, AZ mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Peoria, AZ, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Peoria, AZ. Another option is searching for Peoria, AZ refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Peoria, AZ mortgage rates or refinance rates.

Search and Compare Peoria, AZ Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 85001, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/13/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.178%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/13/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/13/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.909%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 0.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Peoria, Arizona Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Peoria, AZ are the most popular type of mortgages rates you can find advertised for home buyers in Peoria, AZ. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Peoria, AZ mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Peoria, AZ banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Peoria, AZ conforming mortgage rates and refi rates lower than Peoria, AZ jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Peoria, AZ home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Peoria, Arizona

Jumbo mortgage rates in Peoria, AZ are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Peoria, AZ and adjustable mortgage rates in Peoria, AZ. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Peoria, AZ make.

Peoria, Arizona Fixed Mortgage Rates and Fixed Refinance Rates

Peoria, AZ fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Peoria, Arizona Adjustable Mortgage Rates

Adjustable Peoria, AZ mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Peoria, AZ are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Peoria, AZ. Most adjustable mortgages in Peoria, AZ have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Peoria, AZ Rates & Resources


Peoria FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Alerus Financial, National Association

3931 13373 N Plaza Del Rio Blvd, Peoria, AZ 85381

Bank 1440

58460 14155 North 83rd Avenue, Suite 117, Peoria, AZ 85381

Bank of America, National Association

3510 25260 North Lake Pleasant Pkwy, Peoria, AZ 85383

Bank of America, National Association

3510 9245 West Union Hills, Peoria, AZ 85382

Compass Bank

19048 10633 West Olive Avenue, Peoria, AZ 85345

Compass Bank

19048 13950 North 75th Avenue, Peoria, AZ 85381

Compass Bank

19048 20263 North Lake Pleasant Road, Peoria, AZ 85382

Compass Bank

19048 8248 West Deer Valley Road, Peoria, AZ 85382

Copper Star Bank

35463 7655 West Thunderbird Road, Peoria, AZ 85381

Gold Canyon Bank

58066 9299 W. Olive Ave., Suite #601, Peoria, AZ 85345

Johnson Bank

20296 16155 N. 83rd Avenue Suite 100, Peoria, AZ 85382

JPMorgan Chase Bank, National Association

628 20390 North Lake Pleasant Road, Peoria, AZ 85382

JPMorgan Chase Bank, National Association

628 28523 N El Mirage Rd, Peoria, AZ 85383

JPMorgan Chase Bank, National Association

628 7455 West Cactus Road, Peoria, AZ 85345

JPMorgan Chase Bank, National Association

628 7586 West Thunderbird Road, Peoria, AZ 85381

JPMorgan Chase Bank, National Association

628 7675 West Bell Road, Peoria, AZ 85382

JPMorgan Chase Bank, National Association

628 8280 West Lake Pleasant Parkway, Peoria, AZ 85345

JPMorgan Chase Bank, National Association

628 8366 West Thunderbird Road, Peoria, AZ 85381

JPMorgan Chase Bank, National Association

628 8978 W Union Hills Drive, Suite 106, Peoria, AZ 85382

JPMorgan Chase Bank, National Association

628 9028 West Northern, Peoria, AZ 85345

JPMorgan Chase Bank, National Association

628 9043 West Olive Avenue, Peoria, AZ 85345

JPMorgan Chase Bank, National Association

628 9790 West Peoria Avenue, Peoria, AZ 85345

JPMorgan Chase Bank, National Association

628 9873 W Happy Valley Rd, Peoria, AZ 85383

M&I Marshall and Ilsley Bank

1020 9035 W. Union Hills, Peoria, AZ 85382

Parkway Bank and Trust Company

19008 7581 W Thunderbird Rd, Peoria, AZ 85381

TCF National Bank

28330 7570 West Cactus Road, Peoria, AZ 85381

U.S. Bank National Association

6548 12320 North 83rd Avenue, Peoria, AZ 85381

U.S. Bank National Association

6548 28455 North Vistancia Blvd., Peoria, AZ 85383

U.S. Bank National Association

6548 6817 West Peoria, Peoria, AZ 85345

U.S. Bank National Association

6548 9746 West Happy Valley Road, Peoria, AZ 85383

Wells Fargo Bank, National Association

3511 20351 North Lake Pleasant Road, Peoria, AZ 85382

Wells Fargo Bank, National Association

3511 25175 N Lake Pleasant Pkwy, Peoria, AZ 85383

Wells Fargo Bank, National Association

3511 7435 West Cactus Road, Suite 105, Peoria, AZ 85381

Wells Fargo Bank, National Association

3511 8281 Lake Pleasant Pkwy, Peoria, AZ 85382