Fountain Hills, AZ Mortgage Rates and Refinance Rates

Mortgages in Fountain Hills, AZ: Find the best Fountain Hills, AZ mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Fountain Hills, AZ, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Fountain Hills, AZ. Another option is searching for Fountain Hills, AZ refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Fountain Hills, AZ mortgage rates or refinance rates.

Search and Compare Fountain Hills, AZ Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 85001, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.702%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/13/2020
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.178%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 2.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.753%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/13/2020
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.928%
2.875%
USD
Figure Lending LLC Logo
NMLS # 1717824
07/13/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.909%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
07/13/2020
at 0.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Fountain Hills, Arizona Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Fountain Hills, AZ are the most popular type of mortgages rates you can find advertised for home buyers in Fountain Hills, AZ. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Fountain Hills, AZ mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Fountain Hills, AZ banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Fountain Hills, AZ conforming mortgage rates and refi rates lower than Fountain Hills, AZ jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Fountain Hills, AZ home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Fountain Hills, Arizona

Jumbo mortgage rates in Fountain Hills, AZ are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Fountain Hills, AZ and adjustable mortgage rates in Fountain Hills, AZ. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Fountain Hills, AZ make.

Fountain Hills, Arizona Fixed Mortgage Rates and Fixed Refinance Rates

Fountain Hills, AZ fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Fountain Hills, Arizona Adjustable Mortgage Rates

Adjustable Fountain Hills, AZ mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Fountain Hills, AZ are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Fountain Hills, AZ. Most adjustable mortgages in Fountain Hills, AZ have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Fountain Hills, AZ Rates & Resources


Fountain Hills FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 16925 East Shea Boulevard, Fountain Hills, AZ 85268

JPMorgan Chase Bank, National Association

628 14845 East Shea Boulevard, Fountain Hills, AZ 85268

JPMorgan Chase Bank, National Association

628 16744 East Avenue Of The Fountains, Fountain Hills, AZ 85268

JPMorgan Chase Bank, National Association

628 17124 East Shea Blvd., Fountain Hills, AZ 85268

Meridian Bank, National Association

22644 13404 North La Montana Drive, Fountain Hills, AZ 85268

Wells Fargo Bank, National Association

3511 13733 Fountain Hills Boulevard, Fountain Hills, AZ 85268

Wells Fargo Bank, National Association

3511 16355 E Palisades Blvd, Fountain Hills, AZ 85268