Arizona Mortgage Rates and Refinance Rates Today

Mortgages in Arizona: Find the best Arizona mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Arizona, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Arizona. Another option is searching for Arizona refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Arizona mortgage rates or refinance rates.

Search and Compare Arizona Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Mon May 27, 2019
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 85001, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.000
4.000
USD
Better.com Logo
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: None
Thank you for your quote. 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.544
4.500
USD
Bank of the West

4.544%
5/21/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from First International Bank & Trust
First International Bank & Trust
300000
Refinance
4.401
4.375
USD
First International Bank & Trust

4.401%
5/20/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $930
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA

4.537%
5/21/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.030
4.000
USD
LincolnWay Community Bank

4.030%
5/21/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Johnson Bank
Johnson Bank
300000
Refinance
4.132
4.100
USD
Johnson Bank

4.132%
5/24/2019
4.100%
at 0.161 pts
49 day lock rate
Est payment: $1,449.60
Fees in APR: $678
 
 
30 yr fixed mtg refi Mortgage Loan from BMO Harris Bank, NA
BMO Harris Bank, NA
300000
Refinance
4.161
4.125
USD
BMO Harris Bank, NA

4.161%
5/23/2019
4.125%
at 0.125 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $914
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Arizona Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Arizona are the most popular type of mortgages rates you can find advertised for home buyers in Arizona. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Arizona mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Arizona banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Arizona conforming mortgage rates and refi rates lower than Arizona jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Arizona home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Arizona

Jumbo mortgage rates in Arizona are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Arizona and adjustable mortgage rates in Arizona. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Arizona make.

Arizona Fixed Mortgage Rates and Fixed Refinance Rates

Arizona fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Arizona Adjustable Mortgage Rates

Adjustable Arizona mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Arizona are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Arizona. Most adjustable mortgages in Arizona have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Arizona