Montgomery, AL Mortgage Rates and Refinance Rates

Mortgages in Montgomery, AL: Find the best Montgomery, AL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Montgomery, AL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Montgomery, AL. Another option is searching for Montgomery, AL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Montgomery, AL mortgage rates or refinance rates.

Search and Compare Montgomery, AL Mortgage Rates & Refinance Rates



Montgomery, Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Montgomery, AL are the most popular type of mortgages rates you can find advertised for home buyers in Montgomery, AL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Montgomery, AL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Montgomery, AL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Montgomery, AL conforming mortgage rates and refi rates lower than Montgomery, AL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Montgomery, AL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Montgomery, Alabama

Jumbo mortgage rates in Montgomery, AL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Montgomery, AL and adjustable mortgage rates in Montgomery, AL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Montgomery, AL make.

Montgomery, Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Montgomery, AL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Montgomery, Alabama Adjustable Mortgage Rates

Adjustable Montgomery, AL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Montgomery, AL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Montgomery, AL. Most adjustable mortgages in Montgomery, AL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Montgomery, AL Rates & Resources


Montgomery FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Aliant Bank

2773 2740 Zelda Road, Montgomery, AL 36106

Aliant Bank

2773 2843 East South Boulevard, Montgomery, AL 36116

Aliant Bank

2773 500 Bibb Street, Montgomery, AL 36106

Aliant Bank

2773 5400 Atlanta Highway, Montgomery, AL 36109

Aliant Bank

2773 7911 Vaughn Road, Montgomery, AL 36106

Amerifirst Bank

2838 8165 Vaughn Road, Montgomery, AL 36116

BankTrust

26607 4290 Carmichael Road, Montgomery, AL 36106

BankTrust

26607 951 Taylor Road, Montgomery, AL 36117

Branch Banking and Trust Company

9846 2914 Carter Hill Road, Montgomery, AL 36106

Branch Banking and Trust Company

9846 671 South Perry Street, Montgomery, AL 36104

Branch Banking and Trust Company

9846 7010 Atlanta Highway, Montgomery, AL 36117

Branch Banking and Trust Company

9846 7990 Vaughn Road, Montgomery, AL 36116

Branch Banking and Trust Company

9846 9120 East Chase Parkway, Montgomery, AL 36117

Community Bank and Trust - Alabama

32968 East Chase Parkway, Montgomery, AL 36117

Compass Bank

19048 150 Dexter Avenue, Montgomery, AL 36104

Compass Bank

19048 2760 Zelda Road, Montgomery, AL 36106

Compass Bank

19048 2811 Eastern Bypass, Montgomery, AL 36116

Compass Bank

19048 3460 Atlanta Highway, Montgomery, AL 36109

Compass Bank

19048 3480 Eastern Bypass, Montgomery, AL 36116

Compass Bank

19048 3508 Eastdale Mall, Montgomery, AL 36117

Compass Bank

19048 500 East Patton Avenue, Montgomery, AL 36111

Compass Bank

19048 7870 Vaughn Road, Montgomery, AL 36116

First Tuskegee Bank

33519 3900 Eastdale Circle, Montgomery, AL 36117

First Tuskegee Bank

33519 660 Adams Avenue, Montgomery, AL 36104

Iberiabank

28100 3311 Malcolm Drive, Montgomery, AL 36116

Iberiabank

28100 4138 Carmichael Road, Montgomery, AL 36106

RBC Bank (USA)

33184 1465 Eastern Boulevard, Montgomery, AL 36117

RBC Bank (USA)

33184 2710 Taylor Road, Montgomery, AL 36117

RBC Bank (USA)

33184 5375 Atlanta Highway, Montgomery, AL 36109

Regions Bank

12368 1722 Pine Street, Montgomery, AL 36109

Regions Bank

12368 201 Monroe Street, Montgomery, AL 36104

Regions Bank

12368 2381 Taylor Road, Montgomery, AL 36117

Regions Bank

12368 2736 Zelda Road, Montgomery, AL 36106

Regions Bank

12368 2800 Lower Wetumpka Road, Montgomery, AL 36110

Regions Bank

12368 2911 Mcgehee Road, Montgomery, AL 36111

Regions Bank

12368 301 Coliseum Boulevard, Montgomery, AL 36109

Regions Bank

12368 3080 Mcgehee Road, Montgomery, AL 36111

Regions Bank

12368 3118 Mobile Highway, Montgomery, AL 36108

Regions Bank

12368 320 Eastdale Circle, Montgomery, AL 36117

Regions Bank

12368 3720 Norman Bridge Road, Montgomery, AL 36105

Regions Bank

12368 416 Cloverdale Road, Montgomery, AL 36106

Regions Bank

12368 4585 Mobile Highway, Montgomery, AL 36108

Regions Bank

12368 4750 Vaughn Road, Montgomery, AL 36106

Regions Bank

12368 6900 Vaughn Road, Montgomery, AL 36116

Regions Bank

12368 6985 Atlanta Highway, Montgomery, AL 36117

Regions Bank

12368 8 Commerce Street, Montgomery, AL 36104

Regions Bank

12368 901 Adams Avenue, Montgomery, AL 36104

River Bank & Trust

58255 7075 Halcyon Park Dr., Montgomery, AL 36117

ServisFirst Bank

57993 8117 Vaughn Road Unit 20, Montgomery, AL 36116

ServisFirst Bank

57993 One Commerce Street Ste 200, Montgomery, AL 36104

Synovus Bank

873 2055 East South Boulevard, Suite 105, Montgomery, AL 36101

Synovus Bank

873 2655 Taylor Road, Montgomery, AL 36117

Synovus Bank

873 4121 Carmichael Road, Montgomery, AL 36101

Wells Fargo Bank, National Association

3511 210 Water Street, Montgomery, AL 36104

Wells Fargo Bank, National Association

3511 2520 Eastern Bypass, Montgomery, AL 36116

Wells Fargo Bank, National Association

3511 2773 Zelda Road, Montgomery, AL 36106

Wells Fargo Bank, National Association

3511 3015 Mcgehee Road, Montgomery, AL 36111

Wells Fargo Bank, National Association

3511 3949 Atlanta Highway, Montgomery, AL 36109

Wells Fargo Bank, National Association

3511 6240 Atlanta Highway, Montgomery, AL 36117

Wells Fargo Bank, National Association

3511 700 Hyundai Blvd, Montgomery, AL 36105

Wells Fargo Bank, National Association

3511 7315 Eastchase Pkwy, Montgomery, AL 36117

Wells Fargo Bank, National Association

3511 7690 Vaughn Rd, Montgomery, AL 36116

Wells Fargo Bank, National Association

3511 800 Madison Avenue, Montgomery, AL 36104

Whitney National Bank

18538 1695 Perry Hill Road, Montgomery, AL 36106

Whitney National Bank

18538 2755 Taylor Road, Montgomery, AL 36117