Jasper, AL Mortgage Rates and Refinance Rates

Mortgages in Jasper, AL: Find the best Jasper, AL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Jasper, AL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Jasper, AL. Another option is searching for Jasper, AL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Jasper, AL mortgage rates or refinance rates.

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Jasper, Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Jasper, AL are the most popular type of mortgages rates you can find advertised for home buyers in Jasper, AL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Jasper, AL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Jasper, AL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Jasper, AL conforming mortgage rates and refi rates lower than Jasper, AL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Jasper, AL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Jasper, Alabama

Jumbo mortgage rates in Jasper, AL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Jasper, AL and adjustable mortgage rates in Jasper, AL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Jasper, AL make.

Jasper, Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Jasper, AL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Jasper, Alabama Adjustable Mortgage Rates

Adjustable Jasper, AL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Jasper, AL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Jasper, AL. Most adjustable mortgages in Jasper, AL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Jasper, AL Rates & Resources


Jasper FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of Walker County

57640 607 Hwy 78 East, Jasper, AL 35501

Branch Banking and Trust Company

9846 2002 2nd Ave S, Jasper, AL 35501

Branch Banking and Trust Company

9846 3901 Highway 78 East, Jasper, AL 35501

Compass Bank

19048 1713 Alabama Avenue, Jasper, AL 35501

Pinnacle Bank

29548 1811 Second Avenue, Jasper, AL 35501

Pinnacle Bank

29548 U.S. Highway 78 East & Mallway, Jasper, AL 35501

Regions Bank

12368 1908 First Avenue W, Jasper, AL 35501

Regions Bank

12368 310 Highway 78 Bypass, Jasper, AL 35501

Synovus Bank

873 200 Eighteenth Street, Jasper, AL 35501

Synovus Bank

873 3200 Highway 78 East, Jasper, AL 35501

Synovus Bank

873 410 9th Avenue, Jasper, AL 35501

Synovus Bank

873 5616 Curry Highway, Jasper, AL 35504

Synovus Bank

873 602 U.S. Highway 78 East, Jasper, AL 35501

Wells Fargo Bank, National Association

3511 2721 Hwy 78 East, Jasper, AL 35501