Headland, AL Mortgage Rates and Refinance Rates

Mortgages in Headland, AL: Find the best Headland, AL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Headland, AL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Headland, AL. Another option is searching for Headland, AL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Headland, AL mortgage rates or refinance rates.

Search and Compare Headland, AL Mortgage Rates & Refinance Rates

Headland, Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Headland, AL are the most popular type of mortgages rates you can find advertised for home buyers in Headland, AL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Headland, AL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Headland, AL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Headland, AL conforming mortgage rates and refi rates lower than Headland, AL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Headland, AL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Headland, Alabama

Jumbo mortgage rates in Headland, AL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Headland, AL and adjustable mortgage rates in Headland, AL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Headland, AL make.

Headland, Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Headland, AL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Headland, Alabama Adjustable Mortgage Rates

Adjustable Headland, AL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Headland, AL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Headland, AL. Most adjustable mortgages in Headland, AL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Headland, AL Rates & Resources

Headland FDIC Insured Banks

Bank Name

FDIC Cert Number


Ameris Bank

20504 208 Main Street, Headland, AL 36345

PeoplesSouth Bank

21292 617 East Church Street, Headland, AL 36345

The Headland National Bank

2805 40 Main Street, Headland, AL 36345

The Headland National Bank

2805 Highway 431 And County Road 22, Headland, AL 36345

Wells Fargo Bank, National Association

3511 212 Main Street, Headland, AL 36345