Dothan, AL Mortgage Rates and Refinance Rates

Mortgages in Dothan, AL: Find the best Dothan, AL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Dothan, AL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Dothan, AL. Another option is searching for Dothan, AL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Dothan, AL mortgage rates or refinance rates.

Search and Compare Dothan, AL Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 36101, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Dothan, Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Dothan, AL are the most popular type of mortgages rates you can find advertised for home buyers in Dothan, AL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Dothan, AL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Dothan, AL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Dothan, AL conforming mortgage rates and refi rates lower than Dothan, AL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Dothan, AL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Dothan, Alabama

Jumbo mortgage rates in Dothan, AL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Dothan, AL and adjustable mortgage rates in Dothan, AL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Dothan, AL make.

Dothan, Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Dothan, AL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Dothan, Alabama Adjustable Mortgage Rates

Adjustable Dothan, AL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Dothan, AL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Dothan, AL. Most adjustable mortgages in Dothan, AL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Dothan, AL Rates & Resources


Dothan FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

AB&T NATIONAL BANK

35029 1479 West Main Street, Dothan, AL 36301

Ameris Bank

20504 2200 E Main Street, Dothan, AL 36303

Ameris Bank

20504 3299 Ross Clark Circle, Dothan, AL 36303

Ameris Bank

20504 3299 Ross Clark Circle, Nw, Dothan, AL 36303

BankSouth

77 3251 Ross Clark Circle, Dothan, AL 36303

Branch Banking and Trust Company

9846 1962 West Main Street, Dothan, AL 36301

Compass Bank

19048 1263 West Main Street, Dothan, AL 36301

Compass Bank

19048 2872 West Main Street, Dothan, AL 36305

Compass Bank

19048 2936 Montgomery Highway, Dothan, AL 36303

MidSouth Bank, N. A.

2777 2224 Ross Clark Circle, Dothan, AL 36301

MidSouth Bank, N. A.

2777 2526 West Main Street, Dothan, AL 36303

MidSouth Bank, N. A.

2777 3776 Montgomery Highway, Dothan, AL 36303

MidSouth Bank, N. A.

2777 4015 West Main Street, Dothan, AL 36305

PeoplesSouth Bank

21292 2861 John D Odom Road, Dothan, AL 36303

PeoplesSouth Bank

21292 2926 Ross Clark Circle, Dothan, AL 36301

Regions Bank

12368 1006 South Oates Street, Dothan, AL 36301

Regions Bank

12368 1650 Headland Ave, Dothan, AL 36303

Regions Bank

12368 2076 Ross Clark Circle, Southeast, Dothan, AL 36301

Regions Bank

12368 2130 East Main Street, Dothan, AL 36301

Regions Bank

12368 2872 West Main Street, Dothan, AL 36305

Regions Bank

12368 3535 Montgomery Highway, Dothan, AL 36303

Regions Bank

12368 4482 West Main St., Dothan, AL 36301

ServisFirst Bank

57993 4801 West Main Street, Dothan, AL 36305

SunSouth Bank

18600 108 Jamestown Blvd., Dothan, AL 36301

Synovus Bank

873 3680 West Main Street, Dothan, AL 36305

Synovus Bank

873 4355 Montgomery Highway, Dothan, AL 36303

The Slocomb National Bank

2828 3105 Ross Clark Circle, Dothan, AL 36303

Trinity Bank

58206 3850 West Main Street, Suite 1000, Dothan, AL 36305

Wells Fargo Bank, National Association

3511 112 Cottonwood Road, West, Dothan, AL 36301

Wells Fargo Bank, National Association

3511 1125 Ross Clark Circle, Southeast, Dothan, AL 36301

Wells Fargo Bank, National Association

3511 1315 West Main Street, Dothan, AL 36301

Wells Fargo Bank, National Association

3511 1943 Reeves Street, Dothan, AL 36303

Wells Fargo Bank, National Association

3511 2218 Ross Clark Circle, Dothan, AL 36301

Wells Fargo Bank, National Association

3511 2999 Ross Clark Circle, Southwest, Dothan, AL 36301

Wells Fargo Bank, National Association

3511 3051 Montgomery Highway, Dothan, AL 36303