Demopolis, AL Mortgage Rates and Refinance Rates

Mortgages in Demopolis, AL: Find the best Demopolis, AL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Demopolis, AL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Demopolis, AL. Another option is searching for Demopolis, AL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Demopolis, AL mortgage rates or refinance rates.

Search and Compare Demopolis, AL Mortgage Rates & Refinance Rates

Demopolis, Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Demopolis, AL are the most popular type of mortgages rates you can find advertised for home buyers in Demopolis, AL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Demopolis, AL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Demopolis, AL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Demopolis, AL conforming mortgage rates and refi rates lower than Demopolis, AL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Demopolis, AL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Demopolis, Alabama

Jumbo mortgage rates in Demopolis, AL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Demopolis, AL and adjustable mortgage rates in Demopolis, AL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Demopolis, AL make.

Demopolis, Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Demopolis, AL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Demopolis, Alabama Adjustable Mortgage Rates

Adjustable Demopolis, AL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Demopolis, AL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Demopolis, AL. Most adjustable mortgages in Demopolis, AL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Demopolis, AL Rates & Resources

Demopolis FDIC Insured Banks

Bank Name

FDIC Cert Number



26607 201 North Main Avenue, Demopolis, AL 36732


26607 Highways 80 And 43, Demopolis, AL 36732

Regions Bank

12368 939 Highway 80 East, Demopolis, AL 36732

Robertson Banking Company

39 1206 Highway 80 West, Demopolis, AL 36732

Robertson Banking Company

39 216 North Walnut Avenue, Demopolis, AL 36732

Sweet Water State Bank

9615 1405 Cardinal Street, Demopolis, AL 36732