Attalla, AL Mortgage Rates and Refinance Rates

Mortgages in Attalla, AL: Find the best Attalla, AL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Attalla, AL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Attalla, AL. Another option is searching for Attalla, AL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Attalla, AL mortgage rates or refinance rates.

Search and Compare Attalla, AL Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
State/City    Zip Code
Loan Amt Points FICO % Down
in 36101, 0, 740    Sort by:
Cost & Fees
PERIOD_FIXED_30YEARS Mortgage Loan from
USD Logo
NMLS # 2890
State Lic # MC4972
at -0.125 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($411)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Attalla, Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Attalla, AL are the most popular type of mortgages rates you can find advertised for home buyers in Attalla, AL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Attalla, AL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Attalla, AL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Attalla, AL conforming mortgage rates and refi rates lower than Attalla, AL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Attalla, AL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Attalla, Alabama

Jumbo mortgage rates in Attalla, AL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Attalla, AL and adjustable mortgage rates in Attalla, AL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Attalla, AL make.

Attalla, Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Attalla, AL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Attalla, Alabama Adjustable Mortgage Rates

Adjustable Attalla, AL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Attalla, AL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Attalla, AL. Most adjustable mortgages in Attalla, AL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Attalla, AL Rates & Resources

Attalla FDIC Insured Banks

Bank Name

FDIC Cert Number


The Exchange Bank of Alabama

54 923 Attalla Boulevard, Attalla, AL 35954

Wells Fargo Bank, National Association

3511 301 Fifth Avenue Nw, Attalla, AL 35954