Ashville, AL Mortgage Rates and Refinance Rates

Mortgages in Ashville, AL: Find the best Ashville, AL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Ashville, AL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Ashville, AL. Another option is searching for Ashville, AL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Ashville, AL mortgage rates or refinance rates.

Search and Compare Ashville, AL Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 36101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.576%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.627%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.440%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
09/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.189%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.627%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.576%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,550
Put your money where you need it sooner.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Ashville, Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Ashville, AL are the most popular type of mortgages rates you can find advertised for home buyers in Ashville, AL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Ashville, AL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Ashville, AL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Ashville, AL conforming mortgage rates and refi rates lower than Ashville, AL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Ashville, AL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Ashville, Alabama

Jumbo mortgage rates in Ashville, AL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Ashville, AL and adjustable mortgage rates in Ashville, AL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Ashville, AL make.

Ashville, Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Ashville, AL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Ashville, Alabama Adjustable Mortgage Rates

Adjustable Ashville, AL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Ashville, AL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Ashville, AL. Most adjustable mortgages in Ashville, AL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Ashville, AL Rates & Resources


Ashville FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Branch Banking and Trust Company

9846 255 5th Street, Ashville, AL 35953

Metro Bank

27510 35489 Ushwy 231, Ashville, AL 35953

Union State Bank

5602 32 Court Street East, Ashville, AL 35953