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Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Alabama Mortgage Rates and Refinance Rates Today

Mortgages in Alabama: Find the best Alabama mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Alabama, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Alabama. Another option is searching for Alabama refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Alabama mortgage rates or refinance rates.

Search and Compare Alabama Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Tue Aug 22, 2017
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 36101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Flagstar Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $786
Thank you for your inquiry! 
 
Next button
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $540
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,442
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,672
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
Regions Bank

4.290%
8/18/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Alabama Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Alabama are the most popular type of mortgages rates you can find advertised for home buyers in Alabama. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Alabama mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Alabama banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Alabama conforming mortgage rates and refi rates lower than Alabama jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Alabama home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Alabama

Jumbo mortgage rates in Alabama are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Alabama and adjustable mortgage rates in Alabama. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Alabama make.

Alabama Fixed Mortgage Rates and Fixed Refinance Rates

Alabama fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Alabama Adjustable Mortgage Rates

Adjustable Alabama mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Alabama are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Alabama. Most adjustable mortgages in Alabama have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Alabama

Abbeville

Abernant

Adamsville

Addison

Adger

Akron

Alabaster

Alberta

Albertville

Alexander City

Alexandria

Aliceville

Allgood

Alma

Alpine

Alton

Altoona

Andalusia

Anderson

Annemanie

Anniston

Arab

Ardmore

Ariton

Arley

Arlington

Ashford

Ashland

Ashville

Athens

Atmore

Attalla

Auburn

Auburn University

Autaugaville

Axis

Baileyton

Banks

Bankston

Bay Minette

Bayou La Batre

Bear Creek

Beatrice

Beaverton

Belk

Bellamy

Belle Mina

Bellwood

Berry

Bessemer

Billingsley

Birmingham

Black

Blountsville

Boaz

Boligee

Bon Air

Bon Secour

Booth

Boykin

Brantley

Bremen

Brent

Brewton

Bridgeport

Brierfield

Brilliant

Brooklyn

Brookside

Brookwood

Brownsboro

Brundidge

Bryant

Bucks

Buhl

Burnt Corn

Burnwell

Butler

Bynum

Calera

Calvert

Camden

Camp Hill

Campbell

Capshaw

Carbon Hill

Cardiff

Carlton

Carrollton

Castleberry

Catherine

Cecil

Cedar Bluff

Centre

Centreville

Chancellor

Chapman

Chatom

Chelsea

Cherokee

Childersburg

Choccolocco

Chunchula

Citronelle

Clanton

Clay

Clayton

Cleveland

Clinton

Clio

Clopton

Cloverdale

Coaling

Coden

Coffee Springs

Coffeeville

Coker

Collinsville

Columbia

Columbiana

Cook Springs

Coosada

Cordova

Cottondale

Cottonton

Cottonwood

Courtland

Cowarts

Coy

Cragford

Crane Hill

Creola

Cromwell

Cropwell

Crossville

Cuba

Cullman

Cusseta

Dadeville

Daleville

Danville

Daphne

Dauphin Island

Daviston

Dawson

De Armanville

Deatsville

Decatur

Deer Park

Delmar

Delta

Demopolis

Detroit

Dickinson

Dixons Mills

Docena

Dolomite

Dora

Dothan

Double Springs

Douglas

Dozier

Duncanville

Dutton

East Tallassee

Eastaboga

Echola

Eclectic

Edwardsville

Eight Mile

Elba

Elberta

Eldridge

Elkmont

Elmore

Elrod

Emelle

Empire

Enterprise

Epes

Equality

Estillfork

Ethelsville

Eufaula

Eutaw

Eva

Evergreen

Excel

Fackler

Fairfield

Fairhope

Falkville

Faunsdale

Fayette

Fitzpatrick

Five Points

Flat Rock

Flomaton

Florala

Florence

Foley

Forest Home

Forkland

Fort Davis

Fort Deposit

Fort Mitchell

Fort Payne

Fort Rucker

Fosters

Franklin

Frankville

Frisco City

Fruitdale

Fruithurst

Fulton

Fultondale

Furman

Fyffe

Gadsden

Gainestown

Gainesville

Gallant

Gallion

Gantt

Garden City

Gardendale

Gaylesville

Geneva

Georgiana

Geraldine

Gilbertown

Glen Allen

Glenwood

Goodsprings

Goodwater

Goodway

Gordo

Gordon

Goshen

Grady

Graham

Grand Bay

Grant

Graysville

Green Pond

Greensboro

Greenville

Grove Hill

Groveoak

Guin

Gulf Shores

Guntersville

Gurley

Hackleburg

Haleyville

Hamilton

Hanceville

Hardaway

Harpersville

Hartford

Hartselle

Harvest

Hatchechubbee

Hayden

Hayneville

Hazel Green

Headland

Heflin

Helena

Henagar

Higdon

Highland Home

Hillsboro

Hodges

Hollins

Holly Pond

Hollytree

Hollywood

Holy Trinity

Honoraville

Hoover

Hope Hull

Horton

Houston

Huntsville

Hurtsboro

Huxford

Ider

Irvington

Iuka

Jachin

Jack

Jackson

Jacksons Gap

Jacksonville

Jasper

Jefferson

Jemison

Jones

Joppa

Kansas

Kellerman

Kellyton

Kennedy

Kent

Killen

Kimberly

Kinston

Knoxville

Laceys Spring

Lafayette

Lanett

Langston

Lapine

Lawley

Leeds

Leesburg

Leighton

Lenox

Leroy

Lester

Letohatchee

Lexington

Lillian

Lincoln

Linden

Lineville

Lisman

Little River

Livingston

Loachapoka

Lockhart

Locust Fork

Logan

Louisville

Lower Peach Tree

Lowndesboro

Loxley

Luverne

Lynn

Madison

Magnolia

Magnolia Springs

Malcolm

Malvern

Maplesville

Marbury

Margaret

Marion

Marion Junction

Mathews

Maylene

McCalla

McIntosh

McKenzie

McShan

McWilliams

Megargel

Melvin

Mentone

Meridianville

Mexia

Midland City

Midway

Millbrook

Millerville

Millport

Millry

Minter

Mobile

Monroeville

Montevallo

Montgomery

Montrose

Moody

Mooresville

Morris

Morvin

Moulton

Moundville

Mount Hope

Mount Meigs

Mount Olive

Mount Vernon

Mulga

Munford

Muscadine

Muscle Shoals

Myrtlewood

Nanafalia

Natural Bridge

Nauvoo

Needham

New Brockton

New Castle

New Hope

New Market

Newbern

Newell

Newton

Newville

Normal

Northport

Notasulga

Oak Hill

Oakman

Odenville

Ohatchee

Oneonta

Opelika

Opp

Orange Beach

Orrville

Owens Cross Roads

Ozark

Paint Rock

Palmerdale

Panola

Pansey

Parrish

Pelham

Pell City

Pennington

Perdido

Perdue Hill

Perote

Peterman

Peterson

Petrey

Phenix City

Phil Campbell

Piedmont

Pike Road

Pinckard

Pine Apple

Pine Hill

Pine Level

Pinson

Pisgah

Pittsview

Plantersville

Pleasant Grove

Point Clear

Prattville

Princeton

Quinton

Ragland

Rainbow City

Rainsville

Ralph

Ramer

Ranburne

Randolph

Range

Red Bay

Red Level

Reform

Remlap

Repton

River Falls

Riverside

Roanoke

Robertsdale

Rockford

Rogersville

Russellville

Rutledge

Ryland

Safford

Saginaw

Saint Elmo

Saint Stephens

Salem

Salitpa

Samantha

Samson

Saraland

Sardis

Satsuma

Sawyerville

Sayre

Scottsboro

Seale

Section

Selma

Seminole

Semmes

Shannon

Sheffield

Shelby

Shorter

Shorterville

Silas

Siluria

Silverhill

Sipsey

Skipperville

Slocomb

Smiths

Snow Hill

Somerville

Spanish Fort

Spring Garden

Springville

Sprott

Spruce Pine

Stanton

Stapleton

Steele

Sterrett

Stevenson

Stockton

Sulligent

Sumiton

Summerdale

Sunflower

Sweet Water

Sycamore

Sylacauga

Sylvania

Talladega

Tallassee

Tanner

Theodore

Thomaston

Thomasville

Thorsby

Tibbie

Titus

Toney

Town Creek

Townley

Toxey

Trafford

Trenton

Trinity

Troy

Trussville

Tuscaloosa

Tuscumbia

Tuskegee

Tuskegee Institute

Tyler

Union Grove

Union Springs

Uniontown

Uriah

Valhermoso Springs

Valley

Valley Head

Vance

Vandiver

Verbena

Vernon

Vina

Vincent

Vinegar Bend

Vinemont

Vredenburgh

Wadley

Wagarville

Walker Springs

Walnut Grove

Ward

Warrior

Waterloo

Watson

Wattsville

Waverly

Weaver

Webb

Wedowee

Wellington

Weogufka

West Blocton

West Greene

Westover

Wetumpka

Whatley

Wilmer

Wilsonville

Wilton

Winfield

Wing

Woodland

Woodstock

Woodville

York